USDA Loan Vs. FHA loan for Albany, OR [Linn County ]

In 2025, the USDA loan limit for the city of Albany in Linn county, OR, is $336,500. Meanwhile, for single-family homes, the FHA limit is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's most competitive USDA and FHA rates. It also helps determine the crucial income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, assisting in making the best decision for your specific financial needs in .

Options for USDA and FHA Loans in Albany, OR

Lendersa® aims to swiftly connect you with the best USDA or FHA loan without any hassle. Choose one of these three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Explaining the USDA Loan in OR

The USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture and is exclusively available in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, these USDA loans require no down payment at all.

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(503) 829-4760 Lender's profile and map Reviews Oregon Home Mortgage 1585 W Main St, Suite S, Molalla, OR, 97038 At Oregon Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(503) 266-5800 Lender's profile and map Reviews Advantage Mortgage Inc 265 SW 1st Avenue, Canby, OR, 97013 Advantage Mortgage was founded on the principle that big bank/retail lending, was not the best way to serve clients. On August 1st, 2018, our Canby office opened and a new path was forged in Mortgage Lending. As Independent Mortgage Brokers, we supply our customers with smarter and more financially sound solutions in home lending.
(866) 341-1400 Lender's profile and map Reviews Western Mortgage Brokers, Inc. 2440 Willamette Street, Suite 201, Eugene, OR, 97405 We’re proud to be a broker, not a bank. It means we do the shopping and you get the best interest rate and advice; we are experts in what we do because all we do is mortgage financing. We are locally owned and operated. We live here, we work here, we play here. We’re your friends and neighbors, people who will put your interests first.
(503) 502-0664 Lender's profile and map Reviews Greater Oregon Mortgage Company 6840 Sw Fernbrook Ct, Wilsonville, OR, 97070 Greater Oregon Mortgage Company offers a wide range of residential mortgage loan products to meet your financial needs and circumstances. Whether you’re a first-time buyer or seasoned investment property owner, I’m here to guide you through the process. Feel free to contact me so we can discuss what loan programs are best for your situation.
(503) 453-6849 Lender's profile and map Reviews Kahren Oxner at UMortgage 25195 SW Parkway Ave, Suite 204, Wilsonville, OR, 97070 Kahren Oxner Helping her clients realize their dreams of homeownership, has been my passion for over 21 years. Kahren will be forever grateful to the amazing mentors and leadership opportunities I’ve had along the way, and am humbled as a Senior Loan Officer at UMortgage, to be able to do the same for our team in return.
(503) 303-3600 Lender's profile and map Reviews Borrow Smart Mortgage Inc 9450 South West Commerce Circle, Suite 401, Wilsonville, OR, 97070 Tom Griffith and team have a combined experience of 50 years in the mortgage industry and felt there was a better way to facilitate a clients needs without eliminating inefficacies in the communication process. Borrow Smart Mortgage takes this into account by leveraging strategies to make the home buying process quick and affordable.
(503) 283-5193 Lender's profile and map Reviews United Trades FCU 20210 SW Teton Avenue, Tualatin, OR, 97062 Since our start in 1955 by the steamfitters’ union, United Trades Federal Credit Union in the Pacific Northwest has been devoted to skilled trades unions workers. We’re like other credit unions in that we serve a defined “field of membership, ” but where we do differ is in how we serve them.
(503) 646-3900 Lender's profile and map Reviews All Pacific Mortgage 8100 SW Nyberg Rd, Suite 295, Tualatin, OR, 97062 Our purpose is to inspire the world of homeowners. We are committed to making our clients and partners feel safe and secure throughout the loan process. We do this by emphasizing the importance of great communication, education, and responsiveness in today’s mortgage and real estate world.
(503) 312-4603 Lender's profile and map Reviews Value Mortgage Inc 8695 SW Chinook St, Tualatin, OR, 97062 We are locally owned, operated and licensed in Oregon, Washington and California. Our mortgage brokers use lending services from hundreds of wholesale banks and mortgage companies. We continually update our database to stay ahead of our competitors. At Value Mortgage Inc., value each and every one of our clients
(503) 905-2222 Lender's profile and map Reviews Pacific West Bank 2040 8th Avenue, West Linn, OR, 97068 Pacific West Bank was founded in 2004 by a group of local business leaders who recognized that a strong banking relationship is a critical component to success. Their vision was to form a bank where clients felt known, understood and supported. We continue to use this as our guiding principal today as we write the next chapter of PWB.
(971) 251-4549 Lender's profile and map Reviews Approved Mortgage Inc 1800 Blankenship Road, Suite 206, West Linn, OR, 97068 Approved has partnered with industry leading wholesale mortgage lenders and real estate professionals to offer an exclusive lending and realty experience. Combining Real Estate and Mortgage services to provide you with a streamlined, efficient, customized experience. We have over 40 years of combined experience dealing with Mortgage lending.
(503) 726-0575 Lender's profile and map Reviews Edgewater Funding Inc 18270 South West Boones Ferry Road, Suite 4, Portland, OR, 97224 Edgewater Funding is your local Mortgage Broker. We specialize in Residential, Development and Commercial real estate lending. Construction, purchase, refinance, cash out, private money, and many other creative solutions to meet your needs. We are local and we know our market. Please call or email us with your lending needs and questions.