In 2025, the maximum USDA loan in Madras, county of Jefferson, OR, is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, and identify the needed income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine which program in fits your financial plans best.
2025 Loan Limits and Down Payment Requirements in Madras, Jefferson County, OR
Loan Category
Loan Ceiling
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Madras, OR
Lendersa® aims to quickly provide you with the ideal USDA or FHA loan, hassle-free. Begin with any of three methods that connect you with matching lenders and USDA loan opportunities.
A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
La Terre Federal Credit Union is organized & dedicated to providing affordable financial services & products to our member-owners. Members can rest assured that our credit union is financially strong and that we operate using sound business practices. Our focus is to continue the growth of our credit union while providing excellent member service.
In 1967, ten Terrebonne Parish School System Employees (Mr. L. L. Streams, President, Mrs. Genevieve Gauno, Mr. W. J. Danks, Mrs. Helen C. Bryant, Mrs. Evelyn T. Johnson, Mrs. Martha L. Townsend, Mrs. Fledia W. Calloway, Mrs. Estelle M. Moseley, Mrs. Hazel Hawkins Navarre and Mr. Willie W. Gaither).
At South Louisiana Bank, we offer a real commercial banking advantage over the big banks in our area. We pride ourselves on local decision making and servicing of our commercial loans. Our commercial lending staff is well versed in all aspects of corporate finance and they provide a customer-focused approach to banking.
Allegiance Home Lending is a reputable mortgage lending firm headquartered in Houma, LA. We have an array of aggressive loan programs to finance the purchase of or refinance your dream property. We offer conventional, FHA, jumbo, USDA, and VA loans as well as refinancing and purchasing aid.
La Maison, we're here to help take the mystery and stress out of lending transactions. After all, we want you to be happy in your new home or business and we want a good rate and payment plan for our buyers. Our hours are flexible to accommodate your busy work schedule and we're ready to answer any questions you may have.
Pine Belt Federal Credit Union is a members-focused institution located in Hattiesburg & New Augusta, MS, dedicated to helping you save money and meet your financial goals. Applications for loans and membership can be filled out online quickly and easily! We offer savings accounts, loans, no-cost notary services, 24-hour ATM access, and much more!
CenturyFirst Federal Credit Union is a full service not-for-profit financial institution that is owned by the members it serves. We are dedicated to providing a wide variety of services, all with competitive rates and fees for the members we serve. We have a large group of sponsors that includes not only The University of Southern Mississippi.
618 Campbell Loop, Suite 10, Hattiesburg, MS, 39401
We have been in the Real Estate and Mortgage service business for over 20 successful years. This longevity and confidence comes from our Real Estate & Mortgage services to a great many buyers and sellers, and their recommendations to others that result in repeat referral business.
