In 2026, the maximum USDA loan in Madras, county of Jefferson, OR, is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.
Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, and identify the needed income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to determine which program in fits your financial plans best.
2026 Loan Limits and Down Payment Requirements in Madras, Jefferson County, OR
Loan Category
Loan Ceiling
Initial Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Paths in Madras, OR
Lendersa® aims to quickly provide you with the ideal USDA or FHA loan, hassle-free. Begin with any of three methods that connect you with matching lenders and USDA loan opportunities.
A USDA home loan is backed by the Department of Agriculture, known as the USDA rural development loan or mortgage, and is available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require no down payment.
26 W. Dry Creek Circle, Suite 600, Littleton, CO, 80120
"At Reed Mortgage Corporation, we recognize that each consumer is different, with a different financial situation and a unique need. With hundreds of loan programs, we are able to provide you with the mortgage loan that best fits your individual situation. We offer mortgage loans for virtually any purpose, including Buying a home etc.."
1101 W Mineral Ave., Suite 101, Littleton, CO, 80120
Hard Money Mike offers loans for fix and flips in Colorado and parts of the Midwest. If you have experience in fix and flips, construction, and/or real estate, we can provide: In-house funded loans with an interest rate of 8%. (Loans out of Colorado start at 9%.) Fund up to 90% of purchase and 80% of rehab. Higher loan-to-value loans.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital. Electrum Financial PLLC is a mortgage broker
501 S Cherry St, Suite 1100, Denver City, CO, 80246
Located in Denver, CO our team of commercial financing specialists. With a network of vetted lenders, we work to assure you have the information to make the right financing choices. Our team has over 36 years of experience in the banking and private lending industry – an experience we bring to bear on your behalf.
We are your trusted and experienced mortgage advisers, we strive in helping you for years to come! We are unlike other mortgage companies, we focus on empowering our clients with competitive rates and monitoring the market for movements that would benefit you! That is the reason why we should be your number one choice when it comes
Colorado's residential and commercial lending experts for both the QM/non-QM market. Unified Mortgage Corporation offers: easy, hassle-free, digital mortgages. access to lower wholesale rates, and closing in 20 days or less. Our licensed and multi-lingual staff make mortgages easy.
650 South Cherry Street, Suite 1400, Denver, CO, 80246
GR Financial is a mortgage company founded in 2007. Colorado native, Gary A Romero has been in the industry for over 20 years and has helped thousands of customers either purchase new homes or refinance existing homes. The majority of Gary and his staff’s new clients are earned as referrals
