USDA Vs. FHA your options comparison in Warm-Springs, Jefferson County, OR
In the year 2025, the USDA loan limit for Warm-Springs, situated in the county of Jefferson, OR, is set at $285,000. Meanwhile, the FHA loan limit for a single-family home is $356,362, allowing potential homeowners to plan their finances accordingly.
Utilize the Lendersa® USDA loan calculator to gain insights into how today's leading USDA rates stack up against FHA options. It helps you determine the necessary income, credit requirements, reserves, and documents required for loan qualification. With our robust mortgage calculator, you can examine multiple loan types—namely USDA, FHA, Conforming, and VA—side by side. This detailed comparison is designed to help you choose the program in that best aligns with your particular financial landscape.
Loan Limits and Down Payment Requirements for 2025 in Warm-Springs, County of Jefferson, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Warm-Springs, OR
The goal of Lendersa® is to quickly provide access to the optimal USDA or FHA loan, eliminating unnecessary hassle. Choose from three beginning stages that effectively link you with lenders and access suitable USDA loan programs, ensuring a smoother process in achieving your homeownership dreams.
The USDA home loan is a mortgage product guaranteed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. It is specifically available in rural neighborhoods, offering unique benefits. Contrasting with FHA loans, which require at least a 3.5% down payment, USDA loans eliminate the necessity for any down payment, thereby enhancing accessibility for those seeking homeownership in rural locales.
Central Susquehanna Community Federal Credit Union
530 E Market Street, Danville, PA, 17821
CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.
Durden Banking Company, Inc. with offices located in Twin City, Swainsboro, Metter and Millen serves a growing customer base. The bank still operates under that same simple plan for success– “serving the needs of the communities we serve”. This focus has been and will continue to be the foundation for our success.
2711 Middleburg Dr, Suite 103, Columbia, SC, 29204
Columbia Mortgage Corporation can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We can even help you pay down your balance more quickly for a comparable monthly payment.
Palmetto Citizens exists solely to serve the financial needs of our members, not profit from them. We offer products, services and educational programs to help our members achieve their financial potential. We believe in providing a high level of personalized service while maintaining low loan rates, high savings rates and fewer fees.
AgChoice Farm Credit is an Agricultural Credit Association. Through 10 branch offices, it provides financial services to over 10, 000 customers in 52 counties in central, western and northern Pennsylvania as well as four counties in West Virginia. To learn more about AgChoice Farm Credit and its financial programs, visit www.agchoice.com
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We are your Full Service Mortgage Broker. Over 25 years ago I started Cody Financial with the philosophy of offering each customer the best possible rate with the best possible service, guaranteed. Whether you are a first time home buyer, an existing homeowner, or buying an investment property, we are here to make your dreams a reality.
A Plus Mortgage Solutions, Inc. is a locally owned and operated mortgage brokerage firm providing mortgage related services to individuals who own or are purchasing property within the Commonwealth of Pennsylvania. Primarily servicing South Central Pennsylvania, including, but not limited to Cumberland, Dauphin, Adams
VP Capital Lending is a highly respected provider of commercial finance solutions and business loans. We regularly work with businesses in all types of industries, and we’d love to analyze the financial needs of your business. We always put in the extra work required to select the right type of financing for each business that comes to us for fundi
