In 2026, the USDA loan limit in Myrtle-Creek, located in the county of Douglas, OR, is $285,000. Meanwhile, the FHA limit is $356,362 for a single-family home.
To compare today's leading USDA and FHA rates, use the Lendersa® USDA loan calculator. This tool helps determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator lets you see USDA, FHA, Conforming, and VA options side by side, aiding in deciding which program in best suits your financial situation.
Loan Limits and Downpayment Guidelines for 2026 in Myrtle-Creek, County of Douglas, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available Options for USDA and FHA Loans in Myrtle-Creek, OR
The mission of Lendersa® is to provide you with the best possible USDA or FHA loans quickly and without hassle. Start with one of three approaches that will guide you to matching lenders and optimal USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, known also as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment, enhancing accessibility.
Our mission is to find you the best mortgage product to fit your needs, secure it at the best rate possible, and guide you through the loan process with personalized service.
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