USDA VS FHA in Roseburg, Douglas County, OR

In 2026, the USDA loan limit set for Roseburg, Douglas County, OR, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the competitive USDA and FHA rates available today. Identify the necessary income, credit, reserves, and documents for qualifying. With our advanced mortgage calculator, you can juxtapose USDA, FHA, Conforming, and VA options side by side, guiding you to select the most fitting program for your financial circumstances in .

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2026 Loan Limits and Downpayment Requirements in Roseburg, Douglas County, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Solutions in Roseburg, OR

The mission of Lendersa® is to efficiently connect you with the best USDA or FHA loan option, minimizing hassle. Start with one of three approaches that align you with the appropriate lenders and USDA loan programs.

Lendersa USDA loan request and matching outcomes

Defining a USDA Loan in OR

A USDA home loan is a government-backed loan by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage. It is exclusively available in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, a USDA mortgage loan requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Roseburg Lenders

  • Elemental Home Mortgage, LLC
  • 1612-2 NE Vine Street, Roseburg, OR, 97470
  • Lends in Oregon
  • Elemental Home Mortgage was founded on the principal that every person should have an opportunity to know if they are ready for a mortgage. To have an opportunity to know what their options are. We feel strongly that each person should have the chance to have an informative, tailored conversation about their housing goals

  • Award Home Loans of Roseburg
  • 1043 NE Stephens St, Suite 101, Roseburg, OR, 97470
  • Lends in Oregon
  • Award Home Loans of Roseburg we are committed to assisting our clients with the highest quality home loans. We listen to you fitting the mortgage to your personal financial goals. We are located in Roseburg and are available to serve anyone throughout the state of Oregon, but specializing in Douglas County and the I-5 corridor.

  • American Home Lending
  • 1600 NW Garden Valley Blvd, Suite 100, Roseburg, OR, 97471
  • Lends in Oregon
  • American Home Lending, LLC is a full service mortgage company located in Roseburg, Oregon in the heart of scenic Douglas County. Our knowledgeable staff is committed to providing you the best customer service by offering you low, competitive rates with the highest quality services possible.

  • Cascade Community Credit Union
  • 1123 W Harvard Ave, Roseburg, OR, 97471
  • Lends in Oregon
  • Cascade Community Credit Union we are committed to helping our members in Douglas County meet their financial goals. If a personal loan makes sense for you, our online application form makes it easy to start the loan process is proud to support its community and residents since 1948 through quality financial products and services.

  • Patriot Mortgage Corporation
  • 640 N 9th St, Cottage Grove, OR, 97424
  • Lends in Oregon
  • Patriot Mortgage Corp. has been serving Oregon Residents for more than a decade. Throughout our company's distinguished history, we have managed to keep our customers coming back year after year. Why is this? Well, it's simple. We give our clients what they need. Not too many mortgage brokers can say that.

  • Evergreen Federal Savings and Loan Association
  • 969 S E Sixth Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • Evergreen continues to grow stronger than ever with our signature Main Office Headquarters located along the Rogue River in Grants Pass. In addition, Evergreen has four other branches located in North Grants Pass, Medford, Rogue River, and Brookings. We remain committed to our Mutual charter and our mission to reinvest in projects and community eve

  • Rogue Valley Mortgage LLC
  • 222 NE B Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • We take the time to interview each client and listen to their individual circumstances. We invite them to tell us "their story". Through our years of experience, we have creative ideas and methods to lend money when conventional lenders can't help. We can arrange a loan term that matches your unique situation.

  • Investment Resources Inc
  • 1454 North West 6th Street, Grants Pass, OR, 97526
  • Lends in Oregon
  • Owner/Broker Bruno Skopinich employed as loan consultant with Investment Resources Inc. We are located in Southern Oregon. Investment Resources Inc. is multi-dimensional company offering investment, insurance, tax service and mortgage loans. Bruno have been active in the mortgage industry for over 25 years with a stellar reputation.

  • First Community Credit Union
  • 75 12th St SE, Bandon, OR, 97411
  • Lends in Oregon
  • First Community Credit Union has been serving Oregonians for more that 60 years. Today we are among the strongest credit unions in the nation. As a federally insured, not-for-profit, full-service financial institution, we're dedicated to helping our members and our communities prosper through solutions that result in financial success