USDA Vs. FHA Pro and Con comparison in Tri-City, Douglas County, OR

As of 2025, in Tri-City, within the county of Douglas, OR, the USDA loan ceiling is set at $336,500, whereas the FHA ceiling for a single-family house is $472,030.

Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, and assess the income, credit, savings, and documents needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best option for your financial context in .

Evaluate loan proposals from 100 lenders

2025 Loan Limits and Down Payment Requirements in Tri-City, County of Douglas, OR

Loan Type Maximum Loan Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Choices in Tri-City, OR

The objective of Lendersa® is to provide you with the finest USDA or FHA loans swiftly and with ease. Choose one of the three pathways which link you to lenders and the USDA loan programs.

Lendersa USDA loan request and matching outcomes

Explanation of USDA Loans in OR

A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development or USDA mortgage, available solely in rural locations. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • NY Bravest Federal Credit Union
  • 532 Central Avenue, Albany, NY, 12206
  • NY Bravest Federal Credit Albany Firemen took a giant step in controlling their own financial future. They formed the 609th federal credit union in the United States. Of the 800 credit unions that were formed that first year, we currently are 1 of 104 still remaining. There have been over 25, 000 credit unions throughout the last 80 plus years
  • Approved Business Lending Inc
  • 148 E Street Rd, Feasterville, PA, 19053
  • Traditional banks are very conservative about who they will lend money to and the process usually takes a very long time. At Approved Business Lending, we have access to over 100 lenders nationwide, with virtually unlimited capital. Let our specialists go to work for you in finding the cheapest and fastest loans to meet your specific needs. Like ou
  • Amres
  • 1 Neshaminy Interplex Dr, Suite 310, Feasterville Trevose, PA, 19053
  • AmRes is a multi-state mortgage services company, providing loan solutions for borrowers seeking financing. Our company is committed to offering our clients the most competitive rates on the market and unrivaled customer support and retention. Our fully licensed mortgage professionals have vast experience in the financial services industry
  • Ukrainian Selfreliance Federal Credit Union
  • 221 West Street Road, Feasterville Trevose, PA, 19053
  • Ukrainian Selfreliance Federal Credit Union (UKRFCU) is a full service financial institution with over $380, 000, 000 in assets and more than 12, 000 members that offers a wide variety of products including auto and personal loans, mortgages, residential and mixed-use investment property loans, multiple savings products, credit cards.
  • Fifth Federal Mortgage Corporation
  • 1905 Ferbrook Ave, Feasterville Trevose, PA, 19053
  • At Fifth Federal Mortgage Corporation. We are a full-service mortgage company based in Feasterville Trevose, PA. We specialize in Home Purchase Loans and Refinance in Feasterville Trevose. We also serve the surrounding cities in Bucks County. Whether you are buying a home or refinancing in the zip code 19053.
  • First Choice Lending of New Jersey Inc
  • 5 Neshaminy Interplax, Suite 300, Feasterville Trevose, PA, 19053
  • First Choice Lending of New Jersey Inc, is a small Mortgage Company, locate just outside of Philadelphia, in Trevose PA. First Choice Lending has been helping Union Members and their families for over a decade. Our team and staff have the experience you need to guide you through the rocky terrains in order to refinance or to purchase a new home.
  • First Heritage Mortgage Services
  • 2655 Neshaminy Interplex Dr, Feasterville Trevose, PA, 19053
  • At First Heritage, we have one main goal: Providing our partners with the utmost Mortgage solutions for their members. We understand the importance of offering your members the mortgage services they need, and we will make the process simple for you. Communication is imperative, so we will strive to produce a trusted partnership.
  • Ax Capital LLC
  • 922 Bustleton Pike, Feasterville Trevose, PA, 19053
  • Do you spend more time applying to large banks and wait months and months for an approval? Have you ever lost a deal due to your inability to obtain quick funding? Let’s be realistic here. We have all been there. We offer private money loans to investors who need cash now. With the right collateral we can help you finance your next project.
  • Legacy Mortgage Company
  • 3262 Teesdale Street, Ground Floor, Philadelphia, PA, 19136
  • "We are mortgage broker company. We are here to find the best mortgage rate for our local clients. Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
  • Peoples Transport Federal Credit Union
  • 136 W Kings Highway, Mount Ephraim, NJ, 08059
  • The mission of the Peoples Transport Federal Credit Union is to provide high quality financial services to our members and pensioners in a safe and secure professional environment. When you join the Peoples Transport Federal Credit Union, you open a "Share" (Savings) Account and literally become part-owners of the credit union.