USDA Vs. FHA your options comparison in Tri-City, Douglas County, OR
As of 2026, in Tri-City, within the county of Douglas, OR, the USDA loan ceiling is set at $336,500, whereas the FHA ceiling for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, and assess the income, credit, savings, and documents needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best option for your financial context in .
2026 Loan Limits and Down Payment Requirements in Tri-City, County of Douglas, OR
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Tri-City, OR
The objective of Lendersa® is to provide you with the finest USDA or FHA loans swiftly and with ease. Choose one of the three pathways which link you to lenders and the USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development or USDA mortgage, available solely in rural locations. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down.
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