USDA Vs. FHA Pro and Con comparison in Tri-City, Douglas County, OR
As of 2025, in Tri-City, within the county of Douglas, OR, the USDA loan ceiling is set at $336,500, whereas the FHA ceiling for a single-family house is $472,030.
Use the Lendersa® USDA loan calculator to compare the current best rates for USDA versus FHA, and assess the income, credit, savings, and documents needed for qualification. With our comprehensive mortgage calculator, you can view USDA, FHA, Conforming, and VA loans side by side, assisting you in determining the best option for your financial context in .
2025 Loan Limits and Down Payment Requirements in Tri-City, County of Douglas, OR
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Available USDA and FHA Loan Choices in Tri-City, OR
The objective of Lendersa® is to provide you with the finest USDA or FHA loans swiftly and with ease. Choose one of the three pathways which link you to lenders and the USDA loan programs.
A USDA home loan is a government-backed loan by the Department of Agriculture, known as a USDA rural development or USDA mortgage, available solely in rural locations. Unlike FHA loans requiring a minimum 3.5% down payment, USDA loans don't require any down.
NTFN is a full service mortgage banker established in 1992 originally as Park Cities Mortgage. It was started by two men that felt they could create a better experience for their borrowers. They founded the company on the premise of excellent service, increased control and a faster more flexible process
making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
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"Selzer Realty was founded in Ukiah, CA on October 1, 1976 by present Owner/Broker Richard Paul Selzer, and joined the Realty World franchise in 1995.
Our agency started small, but with a strong commitment to service and integrity, we have prospered and grown. Today, with more than 40 agents"
We are a full-service mortgage company based in Olympia, WA. We specialize in Refinance, Home Purchase, Loans, and Great Rate Mortgages in Olympia, Lacey, Tumwater, Yelm, Tacoma, Shelton, Centralia, Chehalis, and Dupont. We offer a wide range of refinance options, designed to best meet the needs of local borrowers.
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Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.
Our mission is to help local residents of the South Sound area of Washington to achieve or enhance their “American Dream” with custom tailored home mortgage loans to either purchase or refinance. You can be confident that your questions and needs will be satisfied by experts with over 60 years of local mortgage experience.
Cornerstone Home Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage.
AAI, founded in 2017, is a real estate and financial firm headquartered in Yakima, WA with a focus on secondary and tertiary markets. We specialize in assisting clients with:
commercial financing
buying, selling, or leasing residential and commercial real estate
buying or selling a business
underwriting support for financial institutions
O Bee Business team offers creative, common-sense financing designed to fit your specific business needs. Each business we work with comes to us with dreams, goals and a lot of grit. We focus on logical steps to make it happen. We’ve been helping small, medium and large sized businesses grow and profit for more than 15 years.
