FHA Vs. USDA loan program for Roseburg-North, Douglas County, Oregon

In 2026, the USDA loan limit for Roseburg-North, situated in the county of Douglas, OR, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator to compare today's prime USDA vs. FHA rates and helps determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best program in for your specific financial needs.

Exploring USDA and FHA Loan Options in Roseburg-North, OR

Lendersa® is committed to swiftly securing the best USDA or FHA loan for you hassle-free. Choose from three pathways to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. Available only in rural areas, this loan type does not require any down payment, unlike FHA loans, which mandate a minimum of 3.5% down.

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(636) 333-6277 Lender's profile and map Reviews Hometown Equity Mortgage 1 Mid Rivers mall Drive, Suite 130, Saint Peters, MO, 63376 Hometown Equity Mortgage was established with the mission to provide the highest level of customer service while providing great service to our customers. We achieve this mission by having experienced loan officers, processors, and on-staff underwriters who work as a team to make the loan process straightforward for all home-buyers.
(870) 772-0661 Lender's profile and map Reviews MilWay Federal Credit Union 2000 Arkansas Blvd, Texarkana, AR, 71854 MilWay Federal Credit Union celebrated its 60 Year Anniversary in 2016. It was November of 1956 when the Miller Ark Credit Union and the Railway Credit Union merged to create MilWay Federal Credit Union. Today, MilWay is a full-service financial institution with offices in Texarkana and Ashdown, Arkansas, and now in Texarkana, Texas as well.
(314) 298-0055 Lender's profile and map Reviews Vantage Credit Union 19 Missouri Research Park Ct, Saint Charles, MO, 63304 Vantage Credit Union is a leading, full-service financial institution that’s owned and guided by our St. Louis-based member-owners—people just like you—and not by stockholders like at a publicly-traded bank. Because we’re a not-for-profit financial institution, our member-owners enjoy better rates, lower fees and superior service.
(314) 264-5325 Lender's profile and map Reviews Mortgage Solutions, LLC 19 Research Park Court, Saint Charles, MO, 63304 With over seven decades of experience working with borrowers in a variety of situations, Mortgage Solutions, LLC has set the standard for trust, honesty, and integrity. Whether you're looking to refinance an existing home, purchase a new one, or lower some of your high interest obligations,
(636) 498-4301 Lender's profile and map Reviews Equity Prime Mortgage Missouri 6036 Weldon Spring Pkwy, Weldon Spring, MO, 63304 Equity Prime Mortgage LLC is a licensed mortgage lender whose operations extend across the country. We provide a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company has Certified Underwriters on staff which allows issuing a decision on your application quickly.
(636) 219-7970 Lender's profile and map Reviews St. Charles Mortgage LLC 633 Oregon Trail Ct, Saint Charles, MO, 63304 Saint Charles Mortgage LLC understands that a great factor to what makes a mortgage successful is personal connection. We strive to give our clients the highest quality customer service by getting to know where you are in life and making sure we understand where you want to be. We absolutely minimize your rate
(636) 734-8605 Lender's profile and map Reviews Magnolia Mortgage, LLC 5377 State Highway N, Suite 218, Cottleville, MO, 63304 Magnolia Mortgage is a local, family owned business that guarantees the personal service and attention you need to close on time with the right residential loan for you. We are conveniently located in St. Charles County, just outside St. Louis. We attend every closing to ensure all your questions are answered and no stone is left unturned.
(608) 362-8983 Lender's profile and map Reviews Teachers Credit Union WI 2315 Prairie Avenue, Beloit, WI, 53511 Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.
(608) 363-8000 Lender's profile and map Reviews First National Bank and Trust Company 345 E Grand Avenue, Beloit, WI, 53511 First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services
(815) 708-2267 Lender's profile and map Reviews First Community Credit Union 1702 Park Ave, Beloit, WI, 53511 First Community Credit Union is a member-owned, not-for-profit financial cooperative and has provided quality member service for over 85 years. FirstCCU has more than 20, 000 members and $156 million in assets and is a Bauer Financial 5-Star Superior Safety rated credit union for 19 consecutive years.
(920) 648-2324 Lender's profile and map Reviews The Greenwood’s State Bank 365 W Tyranena Park Rd., Lake Mills, WI, 53551 Greenwoods is headquartered in Lake Mills, WI, founded in 1884 and is a FDIC state-chartered bank. We have locations in Jefferson, Green, Rock, Racine, Walworth and Waukesha Counties. Greenwoods is a high touch, community focused bank centered on you, our customer. We have all of the most advanced technology products
(920) 648-8336 Lender's profile and map Reviews Bank of Lake Mills 136 E Madison Street, Lake Mills, WI, 53551 Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year. In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.