USDA and FHA Pro and Con in Roseburg-North, Douglas County, OR

In 2025, the USDA loan limit for Roseburg-North, situated in the county of Douglas, OR, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.

Lendersa® offers a USDA loan calculator to compare today's prime USDA vs. FHA rates and helps determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best program in for your specific financial needs.

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2025 Loan Limits and Downpayment Requirements in Roseburg-North, Douglas, OR

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Roseburg-North, OR

Lendersa® is committed to swiftly securing the best USDA or FHA loan for you hassle-free. Choose from three pathways to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. Available only in rural areas, this loan type does not require any down payment, unlike FHA loans, which mandate a minimum of 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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