USDA Vs. FHA Pro and Con comparison in Roseburg-North, Douglas County, OR
In 2025, the USDA loan limit for Roseburg-North, situated in the county of Douglas, OR, is $285,000. By contrast, the FHA limit for a single-family home is $356,362.
Lendersa® offers a USDA loan calculator to compare today's prime USDA vs. FHA rates and helps determine the income, credit, reserves, and documents required to qualify. Using our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best program in for your specific financial needs.
2025 Loan Limits and Downpayment Requirements in Roseburg-North, Douglas, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Roseburg-North, OR
Lendersa® is committed to swiftly securing the best USDA or FHA loan for you hassle-free. Choose from three pathways to connect with matching lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is guaranteed by the government Department of Agriculture. Available only in rural areas, this loan type does not require any down payment, unlike FHA loans, which mandate a minimum of 3.5% down.
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Through integrity, effective client solutions, transparency in fees and responsibilities, accountability, and cutting edge technology and knowledge, we assist in taking action that allows our clients to retire with dignity, provide for our children’s education and family legacy, and to manage risk of catastrophic financial loss.
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Benji Edwardson was born and raised in Redding, CA. He received his psychology degree in 2004 from Simpson University and wanted to go into counseling. He took a job at a local mortgage office in 2004 and decided this was his career.His wife Jamie is a local Real Estate agent that was also born and raised in Redding.
We are a Redding Mortgage Bank with awesome rates, fees & turn times. We love your referrals. We are direct lenders for Redding FHA Loans, Redding USDA Loans, Redding VA Loans, & Redding no money down loans. Give us a call any time for any questions. Remember every question is a good question.
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We specialize in lending efficiency and customer satisfaction. Our clients are the most important part of our business. With this in mind, we work hard to earn your trust through fast friendly service and a professional approach to real estate lending.Our loan officers are state and federally licensed under the National Mortgage Licensing System.
The Mortgage Marketplace We offer one of the largest selections of Wholesale loan programs available along with Wholesale Mortgage Rates direct to our Clients is your Premier Mortgage Team located in Redding, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple.
We hold ourselves to high standards. We value excellence in our personal lives and our company as a whole. We desire to provide high quality products and services while using the most up-to-date technology in order to stay ahead of the curve and make the process more efficient for us and less stressful for our clients.
At Access Mortgage, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream. We at Access Mortgage believe in working hard to get the job done.
Omega Mortgage Group (OMG) is a mortgage banker that has been in Northern California for more then 10 years. We are a direct lender with branches also in Redding, Santa Rosa and Reno. We understand that our business is not about a single transaction, it is about building and maintaining relationships.
