USDA Loan Vs. FHA loan pro & con for Newport, Lincoln County, OR

In 2025, USDA loan limit in Newport, county of Lincoln, OR is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Newport, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(270) 326-6100 1954 miles Lender's profile and map Reviews Regional Medical Center EFCU 200 Clinic Drive, Madisonville, KY, 42431 RMC Employees Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the RMC Employees Federal Credit Union will continue a sound yet progressive asset management strategy
(270) 821-5555 1954 miles Lender's profile and map Reviews First United Bank and Trust Company 162 North Main Street, Madisonville, KY, 42431 First United Bank and Trust Company is a real community bank, formed in 1996 to fill a need for traditional, personal banking in the area. Today, even though we’ve grown, our roots remain in community banking. Our focus is to support the communities we serve with the best possible products and services.
(270) 875-4640 1954 miles Lender's profile and map Reviews Franklin Financial Group 329 North Main Street, Madisonville, KY, 42431 Working together, we have a common focus – a personal interest in meeting all your investment, insurance, financial planning, and retirement needs as they change throughout your lifetime. When you are a client of Franklin Financial Group, our goal is treat you like one of the family.
(517) 629-5588 1954 miles Lender's profile and map Reviews Homestead Savings Bank 415 S. Superior Street, Albion, MI, 49224 Homestead Savings Bank is a full-service financial institution with locations in Albion, Leslie and Springport. Since 1889 our mission has been to provide outstanding service to our customers. Decisions are made locally by people who know our customers and our communities. Founded as a Federal Savings Bank.
(317) 945-4555 1954 miles Lender's profile and map Reviews Bright Star Mortgage 11043 Palatka Court, Indianapolis, IN, 46236 Bright Star Mortgage, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
(260) 637-5546 1955 miles Lender's profile and map Reviews Farmers and Merchants Bank PO Box 158, Laotto, IN, 46763 Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, & shareholders Our mission is to be a profitable and sound community bank, perceived as the best in our market area through the eyes of our customers, community, employees, and sharehold
(765) 674-6631 1955 miles Lender's profile and map Reviews Via Credit Union 4505 South Adams Street, Marion, IN, 46953 Via Credit Union has six branches in Marion, Gas City, Hartford City and Warsaw with two ATM only locations in Upland and IWU Student Center. Anyone living or working in Blackford, Delaware, Grant, Hamilton, Howard, Huntington, Kosciusko, Madison, Miami, Tipton, Wabash or Wells County in Indiana can take advantage of ViaCU's products and services!
(317) 709-2192 1956 miles Lender's profile and map Reviews 5 Stones Mortgage 432 South Emerson, Suite 120, Greenwood, IN, 46143 "Our mission is to provide you or your client with a competitive mortgage product that meets your needs, and accomplish a closing with as much speed and ease possible using solid Christian principles. We have partnered with numerous lenders so we can do the shopping for you. Our mortgage process utilizes cutting edge technology"
(317) 701-0900 1956 miles Lender's profile and map Reviews Mortgage and Title Solutions LLC 2737 Stones Bay Drive, Greenwood, IN, 46143 Mortgage and Title Solutions Enjoys working with a lending professional who truly cares about getting the results they deserve. That personal commitment is backed by a depth of experience that’s rare in the lending industry today. To catch just a glimpse of the expertise you’ll have on your side.
(317) 865-2150 1956 miles Lender's profile and map Reviews Nest Mortgage Group. 200 Byrd Way, Suite 145, Greenwood, IN, 46143 We’re a full service mortgage banker with an experienced staff offering expertise in every area of mortgage lending from purchase to refinance to construction lending.We have access to a full range of mortgage sources & all of our lending specialists are dedicated to finding the right loan-with the best rates terms & costs-to meet your unique needs