USDA Vs. FHA your options comparison in Philomath, Benton County, OR
In 2025, USDA loan limit in Philomath, county of Benton, OR is $386,400 while FHA limit is $560,050 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Philomath, county of Benton, OR
Loan Type
Loan Limit
Down payment
USDA
$386,400
0%
FHA
$560,050
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Philomath, OR
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
One Mid America Plaza, Suite 800, Oakbrook Terrace, IL, 60181
NEO represents the new way of doing home loans. We advise you how to pay off your mortgage and consumer debts faster and with much lower cost – all while maximizing your wealth. We focus on your long-term, comprehensive wealth strategy over the short-term mortgage transaction. Founded in 2021.
17 West 220 22nd Street, Suite 250A, Oakbrook Terrace, IL, 60181
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
1801 S Meyers Rd, Suite 500, Oakbrook Terrace, IL, 60181
The Peoples Home Equity Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Illinois. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan.
1801 S. Meyers, Suite 400, Oakbrook Terrace, IL, 60181
At Constructive, our mission is to help the residential real estate investor by providing an easy process, competitive pricing, and expansive programs to meet all of their financing needs.
Whether it’s fix to flip or buy to hold, we are committed to providing the right solutions for our clients.
We are income or credit driven for our loans. These loans are perfect for investment projects or cash out on free and clear properties. Most loans close in 7-14 days.
All loans will be considered, and are based on EQUITY, exit strategy, value, and ability to demonstrate repayment of the loan.
United Equity Credit Union celebrates an over 85-year tradition of being a member owned financial institution. Credit Union membership is available to employees and retirees of Ameren Illinois, Vistra Energy and Subsidiaries Clinton Power Station (IL), Decatur Firefighters, ADM (Archer Daniels Midland)
The Chappell Hill Bank was chartered in 1907 and has operated continuously in the same location in Washington County since its inception. The Bank was originally chartered as Farmers State Bank on September 1907. In 1989 the Articles of Association were officially amended to change the name from Farmers State Bank to Chappell Hill Bank.
Decatur Postal Credit Union began in 1928. At that time, it was for postal employees only. In 1949 the board of directors decided to open our field of membership to include postal employees, spouses and immediate family members. This holds true to this day. The Credit Union is located in the downtown post office in the main lobby.
Hickory Point Bank is proud to call Central Illinois home. It’s that pride that shapes us and influences the way we interact with our customers and our communities. What affects you, affects us, and that includes everything from the economy to the weather to the results of last night’s games.
