USDA Vs. FHA Pro and Con comparison in Toledo, Lincoln County, OR
In 2025, the USDA loan limit applicable in Toledo, within the county of Lincoln, OR, is $336,500. On the other hand, the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's leading USDA and FHA rates. It aids you in determining the income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides an insightful view of USDA, FHA, Conforming, and VA loan options side by side, enabling you to decide which program in closely aligns with your financial needs and future goals.
2025 Loan Limits and Down Payment Requirements in Toledo, County of Lincoln, OR
Loan Type
Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Toledo, OR
Lendersa®'s primary aim is to facilitate your access to the best USDA or FHA loans swiftly and effortlessly. Choose from one of three starting points to match yourself with suitable lenders and USDA loan programs, ensuring a seamless process.
A USDA home loan is a financing option backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available in rural areas only. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, providing a more accessible pathway to homeownership for eligible applicants.
795 Franklin Ave, Bldg C, Suite 202, Franklin Lakes, NJ, 07417
At Taylor Financial Group (TFG), we have always focused on the needs of high net worth clients, assisting with portfolio management, financial planning, retirement income, and taxes. Our goal at TFG is to decrease our clients’ taxes as much as possible in retirement in order to build wealth during their lifetime (and for generations to come).
"Arkad Capital is the creation of three real estate entrepreneurs and
their constant pursuit of higher real estate investing performance. With
combined Main St. and Wall St. Knowledge, Arkad Capital brings great
value to its borrowers by offering highly competitive terms, industry
knowledge, and outside of the box lending."
Dynamic Financial Consultants Inc is a leading Mortgage Broker, agency, connecting borrowers to lenders. Our professional mortgage loan officers team takes on all the duties of maintaining your smooth mortgage process, allowing you to enjoy the process without having to deal with any of the hassles.
RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.
ORLEX Government Employees Credit Union has been open since 1953. It's the 16th largest credit union in Vermont with assets totaling $7.68 Million and providing banking services to more than 1, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
570 West Mount Pleasant Avenue, Livingston, NJ, 07039
Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
We are NJ Gateway FCU – a not-for-profit financial institution, organized in 1969, & wholly owned by our membership. Our asset size is currently at $30 million. More than 4000 member/owners actively use the services available to them through NJGFCU. Our Mission is Growing trusted relationships by helping members gain personalized financial success!
Xpress is proud to provide mortgage loans in New Jersey and Pennsylvania. We offer conventional and government insured loans to meet your purchase need. We also offer refinance programs to accommodate those homeowners who are interested in shortening their loan term, lowering their mortgage rate, or taking cash out for remodeling, college tuition.
2088 US HWY 130, #100, Monmouth Junction, NJ, 08852
All State Lenders Corporation (ASLC) has been satisfying hundreds of customers every year with their mortgage needs. We founded our company on the promise of understanding that borrowers know the mortgage industry is a mature market where price differentiates between lenders. Our success at All State Lenders was founded on a low cost
