USDA Vs. FHA your options comparison in Toledo, Lincoln County, OR
In 2025, the USDA loan limit applicable in Toledo, within the county of Lincoln, OR, is $336,500. On the other hand, the FHA limit is $472,030 for a single-family home.
Utilize the Lendersa® USDA loan calculator to explore and contrast today's leading USDA and FHA rates. It aids you in determining the income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator provides an insightful view of USDA, FHA, Conforming, and VA loan options side by side, enabling you to decide which program in closely aligns with your financial needs and future goals.
2025 Loan Limits and Down Payment Requirements in Toledo, County of Lincoln, OR
Loan Type
Loan Limit
Initial Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Toledo, OR
Lendersa®'s primary aim is to facilitate your access to the best USDA or FHA loans swiftly and effortlessly. Choose from one of three starting points to match yourself with suitable lenders and USDA loan programs, ensuring a seamless process.
A USDA home loan is a financing option backed by the government through the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage. This type of loan is specifically available in rural areas only. In contrast to FHA loans that demand a minimum 3.5% down payment, USDA loans eliminate the need for any down payment, providing a more accessible pathway to homeownership for eligible applicants.
3055 112th Avenue NE, Suite 203, Bellevue, WA, 98004
Sammamish Mortgage has consistently provided clients with superior service along with low rates and fees. Whether you are purchasing your first home, buying your dream home or refinancing, our award winning team of mortgage professionals will help get you the best mortgage for your financial situation.
ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
Reliance Mortgage has been simplifying residential, commercial and construction loans since 1992. The company remains one of the strongest truly local institutions in the Pacific Northwest. Today, we are a premier leading Asian Mortgage broker in Washington. We are currently licensed to do loans in Washington, Oregon, California & Nevada.
We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you
1 Lake Bellevue Drive, Suite 205, Bellevue, WA, 98005
Washington Mortgage Solutions LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
365 118th Avenue Southeast, Suite 200, Bellevue, WA, 98005
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and superior service. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
We aim to offer the best professional housing loan service to meet our clients' financial needs in the Greater Seattle Area. NW SUNRISE MORTGAGE LLC was incorporated on Feb 26 2020 as a PROFIT Limited Liability Company Type registered at 11900 NE 1ST ST STE 300, BELLEVUE, WA. The agent name of this company is XU CHEN.
Yakima Federal Savings and Loan serves central and eastern Washington through about a dozen branches. The thrift provides checking and savings accounts, money market accounts, certificates of deposit, and individual retirement accounts. Mortgages secured by one- to four-family residences make up more than 90% of Yakima Federal Savings' loan.
Wallingford Mortgage Services Inc was born in 2003, the same year as my son. We named the company after the neighborhood of Seattle that we live in. A Mom and Pop shop, literally. I was our loan officer and my wife was our processor. We started our business not just to make more scratch.
