FHA Vs. USDA loan program for Reedsport, Douglas County, Oregon

In 2025, the USDA loan limit for Reedsport in the county of Douglas, OR is $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Use Lendersa® USDA loan calculator to compare today's top USDA vs. FHA rates and find out the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA options side by side, guiding you in deciding the best program in for your financial needs.

Options for USDA and FHA Loans in Reedsport, OR

Lendersa® is committed to ensuring you secure the best USDA or FHA loan quickly and effortlessly. Choose from one of the three paths to pair with matching lenders and discover USDA loan programs.

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Understanding USDA Loans in OR

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture. It is only available in rural areas, unlike FHA loans, which require a minimum of 3.5% down payment, USDA loans require none.

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(800) 570-0265 Lender's profile and map Reviews Pacific Crest Federal Credit Union 2972 Washburn Way, Klamath Falls, OR, 97603 "Pacific Crest Federal Credit Union is a financial cooperative that serves our members that live, work, or worship in Klamath, Lake, Modoc & NE Siskiyou Counties. The credit union offers a full range of financial services. Our lending decisions are made locally and we have money to lend to meet your financial needs."
(503) 397-2376 Lender's profile and map Reviews InRoads Credit Union 1720 St Helens St, Saint Helens, OR, 97051 InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
(503) 728-4321 Lender's profile and map Reviews Wauna Credit Union 101 SE Truehaak Street, Clatskanie, OR, 97016 At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.
(541) 436-4706 Lender's profile and map Reviews Hood River Mortgage Group, LLC 11 3rd Street, Suite 101, Hood River, OR, 97031 Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(360) 501-9500 Lender's profile and map Reviews PUD Federal Credit Union 960 Commerce Avenue, Longview, WA, 98632 At PUD Federal Credit Union we know you have many great choices in our local area for your financial needs, and we’ll go the extra mile to earn your business. Unlike banks, we are a non-profit which means we return our profits to you, our member-owners, which means better rates, lower fees and special discounts.
(360) 425-5444 Lender's profile and map Reviews Mint Valley Federal Credit Union 3325 Washington Way, Longview, WA, 98632 Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.
(360) 423-2770 Lender's profile and map Reviews Lower Columbia Longshoremen's Federal Credit Union 629 14th Avenue, Longview, WA, 98632 Lower Columbia Longshoremen's FCU exists to provide each member with personal, professional, convenient and competitive financial services. Once you join your family members are eligible, too. This includes grandparents, parents, spouses, siblings, grandchildren, and children, they can extend the membership opportunity to their family members, too.
(360) 425-2130 Lender's profile and map Reviews Red Canoe Credit Union 1418 15th Ave, Longview, WA, 98632 We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.
(360) 414-4000 Lender's profile and map Reviews Life Mortgage 842 Washington Way, Suite 110, Longview, WA, 98632 Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn
(360) 423-8750 Lender's profile and map Reviews Fibre Federal Credit Union 822 Commerce Avenue, Longview, WA, 98632 Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.