USDA Vs. FHA Pro and Con comparison in Burns, Harney County, OR
In the year 2025, the USDA loan limit for a residence in Burns, located in the county of Harney, OR, is $336,500. At the same time, the FHA limit is noted at $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates and determine the income, credit score, reserves, and necessary documentation required for qualification. Our sophisticated mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the program that best suits your financial needs in .
2025 Loan Limits and Down Payment Requirements in Burns, County of Harney, OR
Loan Type
Maximum Loan
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Burns, OR
Lendersa®'s mission is to swiftly and effortlessly provide you the finest USDA or FHA loans. Choose one of three pathways that will connect you with lenders and the relevant USDA loan offerings.
The USDA home loan is a government-backed loan facilitated by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, intended exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans eliminate the need for a down payment.
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