In the year 2026, the USDA loan limit for a residence in Burns, located in the county of Harney, OR, is $336,500. At the same time, the FHA limit is noted at $472,030 for a single-family home.
Use the Lendersa® USDA loan calculator to contrast the best current USDA and FHA rates and determine the income, credit score, reserves, and necessary documentation required for qualification. Our sophisticated mortgage calculator provides a comparative view of USDA, FHA, Conforming, and VA loan options, aiding you in selecting the program that best suits your financial needs in
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| Loan Type | Maximum Loan | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s mission is to swiftly and effortlessly provide you the finest USDA or FHA loans. Choose one of three pathways that will connect you with lenders and the relevant USDA loan offerings.
The USDA home loan is a government-backed loan facilitated by the Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, intended exclusively for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans eliminate the need for a down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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