USDA and FHA Pro and Con in Jennings-Lodge, Clackamas County, OR

As of 2026, the USDA loan limit in Jennings-Lodge, situated in the county of Clackamas, OR, is $414,000, whereas the FHA cap for a single-family home is $517,500.

Use the Lendersa® USDA loan calculator to compare today's USDA versus FHA rates, checking for income, credit, reserves, and documents necessary for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA options side by side, assisting you in determining which program in suits your financial situation best.

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Your 2026 Loan Limits and Downpayment Info in Jennings-Lodge, County of Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Explore USDA and FHA Loan Possibilities in Jennings-Lodge, OR

Lendersa® is dedicated to securing you the finest USDA or FHA loan swiftly and with ease. Start with one of three paths to match with lenders and uncover the USDA loan programs available.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, also termed as a USDA mortgage or USDA rural development loan, is insured by the government Department of Agriculture, and is intended for rural areas. Contrary to FHA loans needing at least a 3.5% down payment, USDA mortgages require nothing down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Financial Concepts Mortgage
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  • Cindy Glenn makes the mortgage process SIMPLE by offering you the latest in financial tools that help you make sound financial choices. A SIMPLE 5-10 minute phone call starts the pre-qualification process! Cindy helps you make a good mortgage choice because she understands that buying a house is usually the largest purchase.

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  • Oklahoma AgCredit
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