USDA Vs. FHA Pro and Con comparison in Prineville, Crook County, OR

In 2025, the USDA loan cap for Prineville, located in Crook county, OR, is $336,500. Conversely, the FHA limit for a single-family dwelling stands at $472,030.

Utilize the Lendersa® USDA loan calculator to evaluate today's leading rates between USDA and FHA options. Determine the required income, credit status, reserves, and documentation to qualify. Our innovative mortgage calculator aligns USDA, FHA, Conforming, and VA programs side by side, helping you select the most fitting option in for your particular financial circumstances.

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Explanation of 2025 Loan Maximums and Downpayment Criteria in Prineville, Crook County, OR

Loan Type Loan Limit Down payment percentage
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Solutions in Prineville, OR

Lendersa® is committed to swiftly delivering the best USDA or FHA loans, minimizing effort. Choose one of three pathways that connect you with suitable lenders and USDA loan programs.

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Understanding USDA Home Loans in OR

A USDA home loan, endorsed by the federal Department of Agriculture, is also known as the USDA rural development loan or mortgage. It is exclusively accessible in rural areas. In contrast to FHA loans, which mandate a down payment of at least 3.5%, USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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