USDA Vs. FHA your options comparison in White-City, Jackson County, OR
For 2025, the USDA loan cap in White-City, located in Jackson county, OR, is $285,200, while the FHA limit for a single-family residence is $356,500.
Utilize the Lendersa® USDA loan calculator to compare the current USDA versus FHA rates and determine the income, credit, reserves, and documents necessary for qualification. With our advanced mortgage calculator, see USDA, FHA, Conforming, and VA programs side by side, aiding your decision on the best option for your financial situation in .
2025 Loan Limits and Down Payment Requirements in White-City, Jackson County, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,200
0%
FHA
$356,500
3.5%
Conventional Conforming
$548,250
3%
Discover USDA and FHA Loan Alternatives in White-City, OR
The mission of Lendersa® is to efficiently connect you with the optimal USDA or FHA loan, minimizing hassle. Begin with one of three initial steps that align you with matching lenders and USDA loan solutions.
The USDA home loan, guaranteed by the Department of Agriculture—also known as the USDA rural development loan or mortgage—is available exclusively in rural areas. In contrast to FHA loans that require at least a 3.5% down payment, USDA loans do not demand any down payment.
Our team of professional REALTORS ® and staff use the latest in technology to communicate, market and make your real estate deal a smooth one. Our decades of experience equips us to handle your needs with confidence and integrity. Combining technology with hometown experience means "We're Home For You"
4030 Mount Carmel Tobasco Road, Suite 220, Cincinnati, OH, 45255
The Rolph Mortgage team is committed to providing customers with the highest quality financial services with the lowest interest rates and closing costs possible by partnering with many lenders while providing 100's of mortgage options. We will work with you to ensure that you get a mortgage that is tailored specifically to your needs.
At Mortgage Lending Enterprises, LLC (MLE) we have a passion for real estate and making all of our clients extremely satisfied! Specializing in residential and commercial lending we can help make investors’ dreams come true. Offering hard money and private lending in over 45 states!
We have built a strong reputation as an outstanding mortgage banking firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. mortgage banking firm, serving the lending needs of real estate professionals, builders. We're a full service mortgage banker with an experienced staff
400 Renaissance Center, Suite:2600, Detroit, MI, 48243
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Global Generation Group launched in September 2008 by John Syron, founder of what grew to be one of the largest privately held Automotive OEM manufacturing companies world wide, to provide solutions that integrate technology enhanced performance, risk reduction and unique capital solutions to help American Businesses.
"We believe that getting a great rate on your home loan should be easy. One way we accomplish this is offering to educate our clients about the process up front, so they can avoid many of the common mistakes that occur with other mortgage brokers and lenders.
We take a client first approach. Each client is extremely important to us,"
Our mission is to Simplify a very complex industry...We promise to deliver the best possible advice and the most productive solutions to our clients. We can proudly state that collectively our team has worked together for Twenty Years. We share our ideas and strategies.It is our Privilege and our Obligation to serve You.
