In 2026, the USDA loan cap in Florence, found in the county of Lane, OR, is $336,500, while the FHA limit for a single-family dwelling reaches $481,850.
Utilize the Lendersa® USDA loan calculator to evaluate today’s top USDA and FHA rates, determining necessary income, credit score, reserves, and required documentation for qualification. With our sophisticated mortgage calculator, you can compare USDA, FHA, Conforming, and VA loans side by side, helping identify the ideal program for your unique financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $481,850 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The goal of Lendersa® is to efficiently secure you the best USDA or FHA loan without hassle. Start with one of three different paths leading to matching lenders and USDA loan offerings.
A USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or mortgage, is exclusively accessible in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans have no down payment requirement.
Enter your location to find out if it qualifies for USDA rural housing loan?
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