USDA Vs. FHA your options comparison in Florence, Lane County, OR

In 2025, USDA loan limit in Florence, county of Lane, OR is $336,500 while FHA limit is $481,850 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Florence, county of Lane, OR

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $481,850 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Florence, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Brightside Home Loans Inc
  • 2862 Buford Highway, Suite 102, Duluth, GA, 30096
  • "We’re making getting a mortgage easier than ever before. Brightside Home Loans Inc. has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval process, you can get your money and do what you want with it — usually in less than 30 days."
  • Keystone Residential Mortgage LLC
  • 3473 Satellite Blvd, Suite 200N, Duluth, GA, 30096
  • Keystone Residential Mortgage LLC Every day I help clients obtain the best loans in San Francisco in order to finance their properties. I provide specialized home-buying and refinancing services, and my approach is focused on addressing their needs and financial situations throughout the entire real estate financing process.
  • Arch Capital Inc
  • 4411 Suwanee Dam Road, Suite 760, Suwanee, GA, 30024
  • Arch Capital Inc provide innovative mortgage solutions for various situations, including: Conventional and Jumbo loans, Fixed and Adjustable Rate options, and government options, including FHA, VA and USDA loans. Contact a home loan specialist today for more information or apply online
  • Nations First Home Mortgage Inc
  • 5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
  • Nations First Mortgage Inc is a company that provides a high level of expertise and service in the mortgage industry. We will provide superior personal service to buyers. We take pride in knowing that 70% of our business comes from repeat clients and their referrals. Our responsibility as mortgage professionals is to determine.
  • United Premier Funding LLC
  • 2645 N Berkeley Lake Road, Building F, Suite 138 & 139, Duluth, GA, 30096
  • United Premier Funding founded 2011 and also a Residential Mortgage Broker serving in the state of Virginia aims to maintain an effective and professional attitude to serve our customers. Our mission and entire team has always been committed to providing customers with quality service to assist.
  • Northeast Capital Finance LLC
  • 2547 Staunton Lane, Duluth, GA, 30096
  • Northeast Capital Finance is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Northstar Mortgage
  • 2955 Horizon Park Drive, Suite A, Suwanee, GA, 30024
  • Northstar Mortgage is a locally owned and operated mortgage company located in Suwanee, GA. With more than two decades of experience serving the mortgage needs of our fellow Georgians, we have gained the knowledge of the industry that allows us to look out for the best interest of our clients and help them make wise and informed decisions.
  • MyLendingPal, Inc
  • 5400 Laurel Springs Parkway, Suite 304, Suwanee, GA, 30024
  • MyLendingPal was founded in 2018 by the founders and operators of Nations First Home Mortgage Inc, company located in Suwanee GA. MyLendingPal is owned and operated by Ricky Merchant, Ricky is Roger Merchant’s son founder of Nations First Home Mortgage Inc. MyLendingPal is currently licensed in State of Georgia
  • MORTGAGE FUNDING GROUP, INC.
  • 970 Peachtree Industrial Blvd, Suite 100, Suwanee, GA, 30024
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • DUNWOODY MORTGAGE SERVICES, INC.
  • 4411 Suwanee Dam Rd, Suite 555, Suwanee, GA, 30024
  • Dunwoody Mortgage, our mortgage professionals are truly the best at working to find a way to get you a home loan -- and not just any loan, but the loan that works best for you. Whether you are looking to purchase or refinance, we are here to help!When other companies have told you "No" or more than likely told you nothing at all,
  • Southeast Mortgage
  • 3575 Koger Blvd, Suite 400, Duluth, GA, 30096
  • We are your Georgia Mortgage Specialists. We understand that your home loan is one of the largest transactions you can make and you deserve great service. We specialize in Georgia home loans, but also serve Alabama, Florida, Mississippi, North Carolina, South Carolina and Tennessee. We can also assist
  • PROGRESSIVE HOME MORTGAGE, INC.
  • 425 Nichols Ridge Pointe, Suwanee, GA, 30024
  • Progressive Home Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools