In 2026, within Seaside located in Clatsop county, OR, the USDA loan limit stands at $349,600. Meanwhile, the FHA cap is $529,000 for a single-family residence.
Utilize the Lendersa® USDA loan calculator today to compare the top USDA and FHA rates and assess the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit for your unique financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $349,600 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to secure you the best USDA or FHA loan quickly and effortlessly. Start with any of the three options below to match with lenders and explore USDA loan programs.
A USDA home loan is a government-backed loan offered by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it's solely accessible in rural locales. In contrast, FHA loans necessitate a minimum down payment of 3.5%, whereas the USDA loan allows for zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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