USDA VS FHA in Seaside, Clatsop County, OR

In 2025, within Seaside located in Clatsop county, OR, the USDA loan limit stands at $349,600. Meanwhile, the FHA cap is $529,000 for a single-family residence.

Utilize the Lendersa® USDA loan calculator today to compare the top USDA and FHA rates and assess the income, credit, reserves, and documents you need to qualify. Our advanced mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, assisting you in determining the best fit for your unique financial circumstances in .

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Seaside, Clatsop County, OR

Loan Type Loan Limit Down Payment
USDA $349,600 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Seaside, OR

Lendersa® aims to secure you the best USDA or FHA loan quickly and effortlessly. Start with any of the three options below to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan is a government-backed loan offered by the Department of Agriculture. Known as the USDA rural development loan or USDA mortgage, it's solely accessible in rural locales. In contrast, FHA loans necessitate a minimum down payment of 3.5%, whereas the USDA loan allows for zero down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Ventura County Credit Union - Thousand Oaks
  • 2575 Vista Del Mar Drive, Suite 100, Ventura, CA, 93001
  • Ventura County Credit Union started in 1950, operating out of the county courthouse. Our first office was beneath a stairwell. We had only a few employees with one cash drawer. But we were dedicated to making a difference in the lives of our members. We were determined to put money in people's pockets instead of taking it out.
  • SkyView Mortgage
  • 1255 Casitas Vista Rd, Ventura, CA, 93001
  • SkyView Mortgage. We are a full service mortgage company based in Ventura, California. We specialize in Conventional No Cost Refinance in California. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment
  • Castle Funding Corp
  • 2419 East Harbor Boulevard, Suite 29, Ventura, CA, 93001
  • Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. Our team can help you with a myriad of loan programs including conventional financing, FHA 3.5% down payment financing, super Jumbo loans, and “Niche” products for self-employed borrowers.
  • Valley Ag Federal Credit Union
  • 1141 Cummings Rd, Santa Paula, CA, 93060
  • Valley Ag Federal Credit Union your personal privacy is very important. We recognize that whether you are an existing member or are considering a relationship with us, you have an interest in how we collect, retain & use information about you & your relationship with us. In order to provide our members with services as effectively & conveniently.
  • Triple C Mortgage Inc.
  • 138 North 10th Street, Santa Paula, CA, 93060
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Buffalo Federal Bank
  • 106 Fort Street, Buffalo, WY, 82834
  • In the late 1880's and early 1900's several associations were organized to make loans on homes and business property and to accept people's savings. Some of the names of these associations were Home Building and Loan Association, Johnson County Building and Loan Association and Buffalo Building and Loan Association.
  • First Northern Bank of Wyoming
  • 141 S. Main St, Buffalo, WY, 82834
  • First Northern Bank of Wyoming was founded in 1885 on the bedrock principle that our success would be solely dependent on that of our community and customers. From our origins in a humble, wood frame building with a starting capital of $50, 000, to our continuous growth throughout the last century.
  • Edwards Federal Credit Union
  • 39963 West 10th Street, Palmdale, CA, 93551
  • Edwards Federal Credit Union (Edwards FCU) was formed in 1962 with a simple goal – to help one another financially through good times and tough times. Edwards FCU provides a full range of personal banking products and services to fit your needs, and is a federally regulated not-for-profit financial cooperative that is owned
  • Mortgage Xpress
  • 1401 West Rancho Vista Blvd, Suite C, Palmdale, CA, 93551
  • At AMC, we believe how you get your mortgage matters. In 1968, fed up with the mechanization and lack of character in the mortgage industry, we decided to embark on something new. We moved an industry typically reserved for big banks to a small business venue and it turns out we were on to something. Over the years we have grown
  • Kingstone Capital Properties
  • 445 West Palmdale Boulevard, Suite Q, Palmdale, CA, 93551
  • We are a full service banking and mortgage company. We specialize in Home Buyer Loans & Commercial Real Estate Loans. We serve in State of California, Florida & Texas. Whether you are buying a home or refinancing in our neighborhood, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.