In the year 2026, the USDA loan maximum for Astoria, in the county of Clatsop, OR, is set at $349,600. In contrast, the FHA cap is $529,000 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to compare today's competitive rates between USDA and FHA, identifying the necessary income, credit score, reserves, and documents required for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program in
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| Loan Type | Loan Limit | Down Payment Required |
| USDA | $349,600 | 0% |
| FHA | $529,000 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The mission of Lendersa® is to swiftly link you with the finest USDA or FHA loan options without the usual fuss. Choose among three different approaches to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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