USDA Vs. FHA Pro and Con comparison in Astoria, Clatsop County, OR
In the year 2025, the USDA loan maximum for Astoria, in the county of Clatsop, OR, is set at $349,600. In contrast, the FHA cap is $529,000 for a single-family dwelling.
Utilize the Lendersa® USDA loan calculator to compare today's competitive rates between USDA and FHA, identifying the necessary income, credit score, reserves, and documents required for qualification. Our cutting-edge mortgage calculator lets you compare USDA, FHA, Conforming, and VA loans, enabling you to choose the most suitable program in for your financial needs.
Overview of 2025 loan ceilings and down payment requirements in Astoria, county of Clatsop, OR
Loan Type
Loan Limit
Down Payment Required
USDA
$349,600
0%
FHA
$529,000
3.5%
Conventional Conforming
$726,200
3%
Explore USDA and FHA Loan Paths in Astoria, OR
The mission of Lendersa® is to swiftly link you with the finest USDA or FHA loan options without the usual fuss. Choose among three different approaches to find matching lenders and USDA loan offerings.
The USDA home loan, backed by the U.S. Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans, which necessitate a minimum 3.5% down payment, USDA loans require no down payment at all.
D&F Properties was established in 1984 as an independent brokerage. In 2000 DeFaria Realty & Investments was added to help the financing needs of our clients. We live, play and work in Santa Clara County. Diane LoVerde, owner of D&F Properties/DeFaria Realty & Investments specializes in real estate sales and loan sales.
451 Los Gatos Boulevard, Suite 104, Los Gatos, CA, 95032
"We are a group of experienced, dedicated professionals who are premier providers of mortgage loan financing for home buyers and home loan borrowers based in Silicon Valley, about 45 minutes south of San Francisco, California.
We offer the assistance you need to help in all of your mortgage endeavors.
455 Los Gatos Boulevard, Suite 100, Los Gatos, CA, 95032
"Mark is an Experienced and Top Producing Loan Agent based in Los Gatos but serving homeowners throughout California since 2003.
Expert Advice. Responsive Service. Fast Turn Times. Expansive Product Selection. Great Rates.
Home Refinance, Purchase, FHA, VA, Home Equity, Debt Consolidation.
Westside Mortgage is a boutique mortgage brokerage located in Los Gatos, California. The company was founded by Eric Cutting in 1994, and has originated and closed over 1.5 Billion in mortgage loans. The business relies solely on referrals from prior clients, and specializes in Purchase, Refinance, Equity and Private Lending.
Founded in 1987, Loanco is a real estate finance company active since the late 1980’s. Our staff is comprised of talented and accomplished individuals. We offer one to four unit residential mortgage loans and commercial real estate loans. We have over 70 years industry experience to put to work for our clients.
455 Los Gatos Blvd. Suite 100, Los Gatos, CA, 95032
Mortgage Brokering and Origination. Victoria Capital Mortgage Company works with over 30 lenders and specializes in purchase, re-finance and reverse mortgage loans. Contact us for excellent service to save money on your home loan. Victoria Capital Mortgage Established in 1998 and We have been servicing home owners in the Silicon Valley since 1998.
Saratoga Capital, Inc. is a privately-held real estate management company on the West Coast offering apartment home residences, amenities and customer service for renters throughout 35 locations. Since 1971, we have been committed to providing our customers with the best possible service—and exceeding expectations every day.
At PremierOne Credit Union, we believe you should have complete peace of mind when it comes to your finances: a variety of financial products, convenience, financial security, and personalized service. PremierOne Credit Union is a not-for-profit financial cooperative serving those who live, worship, work or go to school in Santa Clara County.
