USDA and FHA Pro and Con in Warrenton, Clatsop County, OR

As of 2026, the USDA loan limit in Warrenton, county of Clatsop, OR is $349,600, while for a single-family home, the FHA limit is $529,000.

Leverage the Lendersa® USDA loan calculator to compare the top rates of USDA vs. FHA today, determining the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in is optimal for your financial situation.

Compare offers from 100 lenders

2026 Loan Limits and Downpayment Details in Warrenton, Clatsop County, OR

Loan Type Loan Limit Down Payment
USDA $349,600 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Warrenton, OR

Lendersa® is focused on quickly securing the best USDA or FHA loan for you without hassle. Choose one of the three paths to find matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in OR

Known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the Department of Agriculture. It is exclusively available in rural neighborhoods, unlike FHA loans that require a minimum 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Home Loans Today
  • 8310 S. Valley Highway, Suite 300, Englewood, CO, 80112
  • Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. Whether you are 1st time home buyer, purchasing your dream home, refinancing an existing loan, or consolidating debt, our highly experienced team of mortgage consultants can help make your dreams.

  • 1st American Mortgage and Loan LLC
  • 6860 South Yosemite Court, Suite 2000, Centennial, CO, 80112
  • At 1st American Mortgage and Loan your privacy and security are a primary concern. The mortgage process involves communicating personal and financial data, and we understand the need for a safe and secure environment in which to share this information. Tom Miller Owner at 1st American Mortgage and Loan.

  • Aspen Home Mortgage
  • 12200 E Briarwood Ave, Unit 280, Colorado Springs, CO, 80112
  • Our mortgage experts have over 20 years experience in the Colorado market. We give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify.

  • K2 Lending Inc
  • 384 Inverness Parkway, Suite 200, Englewood, CO, 80112
  • K2 Lending has elevated the mortgage lending industry using more than 50 years of combined experience. As lending veterans who are driven by a genuine passion for helping our clients, we treat everyone like family. We’re honored to be the go-to team for discerning homebuyers and real estate professionals, when you need..

  • Lone Tree Mortgage Services LLC
  • 9034 East Easter Place, Suite 103, Centennial, CO, 80112
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.

  • A I Inc
  • 7400 East Arapahoe Road, Suite 109, Englewood, CO, 80112
  • We continually serve our clients to the best of our abilities, giving them the respectc and effort required to earn their business and receive the recommendations by offering them a variety of products, knowledge with transparency in the process and leaving them with the assurance that we are grateful for the opportunity.

  • Real Estate Investment Advisors LLC
  • 9200 E Mineral Ave, Suite 100, Centennial, CO, 80112
  • REIA, we think differently everything we do, we believe in challenging the industry norms. We believe Real Estate is the best way for average Americans to take control of their financial future. Whether you are buying a primary residence, a second home, an investment property, or a commercial building, there are so many ways to build wealth.

  • MortgageMint LLC
  • 8310 S Valley Highway, Suite 300, Englewood, CO, 80112
  • The MortgageMint specializes in Jumbo Loans for clientele seeking non-conforming loan sizes over $625, 000 and up to $3, 000, 000. We offer jumbo loans with as little as 10% down payment. Our Colorado Jumbo Rates consistently beat the national average. and also Our Mortgage Rate Quotes / Estimates will provide you with the best rate.