USDA and FHA Pro and Con in Warrenton, Clatsop County, OR

As of 2026, the USDA loan limit in Warrenton, county of Clatsop, OR is $349,600, while for a single-family home, the FHA limit is $529,000.

Leverage the Lendersa® USDA loan calculator to compare the top rates of USDA vs. FHA today, determining the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator provides a side-by-side view of USDA, FHA, Conforming, and VA options, helping you decide which program in is optimal for your financial situation.

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2026 Loan Limits and Downpayment Details in Warrenton, Clatsop County, OR

Loan Type Loan Limit Down Payment
USDA $349,600 0%
FHA $529,000 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Choices in Warrenton, OR

Lendersa® is focused on quickly securing the best USDA or FHA loan for you without hassle. Choose one of the three paths to find matching lenders and USDA loan programs.

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Explaining USDA Loans in OR

Known as a USDA rural development loan or USDA mortgage, a USDA home loan is backed by the Department of Agriculture. It is exclusively available in rural neighborhoods, unlike FHA loans that require a minimum 3.5% down payment, USDA loans need none.

Enter your location to find out if it qualifies for USDA rural housing loan?



Warrenton Lenders

  • Wauna Credit Union
  • 101 SE Truehaak Street, Clatskanie, OR, 97016
  • Lends in Oregon
  • At Wauna Credit Union we live our mission to provide opportunities for our members to build their financial well-being. We offer a full array of financial services - Checking & Savings Accounts, Personal Loans, Mortgages, Home Equity Loans, Business Services and Lending, IRAs and investment services.

  • CASCADIA HOME LOANS
  • 51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056
  • Lends in Oregon
  • Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process

  • InRoads Credit Union
  • 1720 St Helens St, Saint Helens, OR, 97051
  • Lends in Oregon
  • InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.

  • A1 Residential Mortgage
  • 3645 NW John Olsen Place, Hillsboro, OR, 97124
  • Lends in Oregon
  • A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you