USDA Loan Vs. FHA loan for Scappoose, OR 2026

In 2026, the USDA loan limit set in Scappoose, Columbia county, OR is $478,400, whereas the FHA loan limit for a single-family home is $672,750.

Utilize the Lendersa® USDA loan calculator to compare today's best USDA and FHA rates, and to determine the income, credit, reserves, and documentation necessary for qualification. With our enhanced mortgage comparison tool, you can view USDA, FHA, Conforming, and VA options side by side, aiding your decision for the most suitable program in based on your financial needs.

Exploring USDA and FHA Loan Alternatives in Scappoose, OR

The mission of Lendersa® is to provide you with the best USDA or FHA loan swiftly and without complications. Choose from one of three starting points to connect with lenders and find suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in OR

A USDA home loan, also referred to as a USDA rural development loan or mortgage, is backed by the government Department of Agriculture and is intended for rural neighborhoods only. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans require no down payment.

Get top 10
USDA LENDERS
customized to yout needes

Scappoose Lenders
(503) 543-9999 Lender's profile and map CASCADIA HOME LOANS 51895 SW Old Portland Rd, Suite B, Scappoose, OR, 97056 Lends in Oregon Cascadia Home Loans offers fixed and adjustable-rate mortgages. We also work with FHA, VA, and USDA loan programs. Why wait? You can get started now, save your progress, and come back to finish anytime. If you have questions just give Cascadia a call and we will walk you through the home loan pre-approval process
(503) 397-2376 Lender's profile and map InRoads Credit Union 1720 St Helens St, Saint Helens, OR, 97051 Lends in Oregon InRoads Credit Union is full-service, not-for-profit financial institution. Anyone who lives, works, worships, volunteers, or attends school in Columbia, Clatsop, Cowlitz, Multnomah, and Washington Counties are eligible to join. Founded in 1938, InRoads is proud to be celebrating more than 75 years of serving its members.
(503) 381-4179 Lender's profile and map A1 Residential Mortgage 3645 NW John Olsen Place, Hillsboro, OR, 97124 Lends in Oregon A1 Residential Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
(503) 892-0011 Lender's profile and map Cascade Residential Mortgage, LLC 150 NE 3rd Ave, Suite A, Hillsboro, OR, 97124 Lends in Oregon Cascade Residential Mortgage, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.