USDA Vs. FHA your options comparison in Harrisburg, Linn County, OR
In 2026, the USDA loan maximum in Harrisburg, found in the county of Linn, OR, is $336,500, whereas the limit for FHA is $472,030 for a single-family home.
Employ the Lendersa® USDA loan calculator to compare USDA and FHA rates today, and verify the income, credit, and documentation needed to qualify. Our mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side to choose the best financial program in .
2026 Loan Limits and Down Payment Details in Harrisburg, County of Linn, OR
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Choices in Harrisburg, OR
Lendersa® aims to help you secure the best USDA or FHA loan quickly and without difficulty. Begin with one of three approaches to match with lenders and explore USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is specifically for rural areas. In contrast, FHA loans require at least a 3.5% down payment, whereas USDA loans do not require any down payment.
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