USDA Vs. FHA Pro and Con comparison in Harrisburg, Linn County, OR

In 2025, the USDA loan maximum in Harrisburg, found in the county of Linn, OR, is $336,500, whereas the limit for FHA is $472,030 for a single-family home.

Employ the Lendersa® USDA loan calculator to compare USDA and FHA rates today, and verify the income, credit, and documentation needed to qualify. Our mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side by side to choose the best financial program in .

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2025 Loan Limits and Down Payment Details in Harrisburg, County of Linn, OR

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Choices in Harrisburg, OR

Lendersa® aims to help you secure the best USDA or FHA loan quickly and without difficulty. Begin with one of three approaches to match with lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

Introduction to USDA Loans in OR

A USDA home loan, backed by the Department of Agriculture, known as a USDA rural development loan or mortgage, is specifically for rural areas. In contrast, FHA loans require at least a 3.5% down payment, whereas USDA loans do not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Superior Mortgage Co., Inc.
  • 578 Route 32, Highland Mills, NY, 10930
  • Superior Mortgage Co., we specialize in residential and commercial loans. This is all we do so you can count on us to provide the best products and services available. Whether you are purchasing or refinancing or you need a home equity loan, even if you have credit problems, we can help you.When you call Superior Mortgage you work directly with us.
  • White River Credit Union
  • 96 North Main Street, Rochester, VT, 05767
  • The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.
  • Central Jersey Police & Fire Federal Credit Union
  • 2430 Hamilton Avenue, Trenton, NJ, 08619
  • The Central Jersey Police & Fire Federal Credit Union is proud to be a member-owned, not-for-profit financial cooperative dedicated to serving its members. Our motto is “People Helping People.” We are all working together to help each other meet our individual financial goals. The credit union is a nonprofit, cooperative financial institution.
  • First Point Federal Credit Union
  • 2430 Hamilton Avenue, Suite 2, Trenton, NJ, 08619
  • To become a member of First Point Federal Credit Union you must be employed by one of our Select Employee Groups (SEGs) or if someone in your immediate family or household is currently a member of the Credit Union. An immediate family member includes a spouse, child, parent, brother or sister, grandparent or grandchild.
  • Hamilton Horizons Federal Credit Union
  • 3535 Quakerbridge Road, Suite 600, Hamilton Township, NJ, 08619
  • Hamilton Horizons offers a wide variety of convenient, money saving products and services that are designed to meet all your financial needs. These products include high-yield savings and investment accounts, low-interest loans, and numerous services that let you conduct your financial business when it’s convenient for you.
  • Hebron Savings Bank
  • 101 North Main Street, Hebron, MD, 21830
  • Hebron Savings Bank began business in 1910 in a room, which was also used to store salt. One hundred pound bags of salt, used for hog killing, were stored in the room. Lots of times, the salt would spill out from the sacks particularly during damp weather as the sacks burst from the moisture.
  • NuView Mortgage LLC
  • 14603 Beach Blvd, Suite 600, Jacksonville Beach, FL, 32250
  • At NuView Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Future Financial LLC
  • 315 11th Ave. North, Jacksonville Beach, FL, 32250
  • Future Financial LLC, you can guarantee that our team of mortgage professionals puts your future first. Combined, we have over 20 years of financial experience, and have facilitated over $1,000,000,000 in mortgage loans. As a team, we have over 1,000 5-star reviews illustrating our founding principles of stellar customer service.
  • Liberty Bell Bank
  • 145 North Maple Avenue, Marlton, NJ, 08053
  • Liberty Bell Bank, A Division of The Bank of Delmarva has 3 convenient branches serving Camden and Burlington counties. The Bank of Delmarva has 11 branches located throughout Salisbury and Ocean City (MD), along with Sussex County, DE. Please click on a branch below for more information about that branch
  • Acre Mortgage & Financial Inc.
  • 70 E Main Street, Marlton, NJ, 08053
  • Since 2002, Acre Mortgage & Financial Inc. has provided one of the most efficient online mortgage experiences in the industry. From first-time home buyers to real estate investors, Acre Mortgage uses today's latest decision and application tools in order to provide clients the easiest and most efficient mortgage loan process from start to closing.