In 2026, the USDA loan limit in Junction-City of Lane county, OR, is $285,000, while the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and identify the income, credit, reserves, and documents necessary for qualification. Our comprehensive mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, aiding you in selecting the best program in tailored to your financial circumstance.
2026 Loan Limits and Downpayment Requirements in Junction-City, Lane County, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Junction-City, OR
Lendersa® aims to provide the best USDA or FHA loan quickly and with minimal effort. Choose from one of three starting paths to find matching lenders and explore USDA loan programs.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is insured by the government Department of Agriculture. Available exclusively in rural areas, this type of loan differs from FHA loans, which require a minimum of 3.5% down payment, as USDA loans need no down payment.
OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.
Pacific Home Funding We understand what a significant part of your life your home represents. Representing security for your family, membership in a community and your most important financial investment – we stand ready to help guide you smoothly along the road to successful home ownership
Oregon Community Credit Union was founded more than 50 years ago in Eugene by a small group of passionate people. Years of taking great care of our members and providing the best possible financial services has made us the second largest state-chartered credit union in Oregon. Today, we serve 28 counties including Benton, Clackamas, Columbia, Lane.
Pacific Cascade opened its doors to serve members in 1961 as Eugene Municipal Federal Credit Union. We merged with Springfield Public Employees Federal Credit Union forming the Public Employees Federal Credit Union in 1982, and added Sacred Heart Credit Union to the mix in 1983. In 1996, we changed our name to Pacific Cascade Federal Credit Union.
At LANECO Federal Credit Union, we're a family. A family of like-minded people saving money together to provide loans and make dreams come true. We're not a huge credit union. We only have one branch. But what we don't have in size we make up for in service. Since September 1958 we've been "Providing our members financial security.
EWEB Employees Federal Credit Union was established in 1954 by a group of 12 EWEB employees to aid EWEB employees and their families with their financial needs. At startup, there was one Credit Union “employee” who worked two hours a week after his shift for EWEB; we now have six full-time employees and over 1, 500 members
4710 Village Plaza Loop, Suite 100, Eugene, OR, 97401
Lends in Oregon
At Precision Capital we strive to offer top-quality financial options for investing that provide results our clients love, as well as assisting borrowers secure the capital they need. Whether you’re looking for a hassle-free loan or you want to diversify your investment portfolio,
As a credit union, our success is measured in member satisfaction, not profits. We understand that each member has their own dreams and aspirations, and that each person defines “wealth” in their own way. We are proud of the array of products and services we can offer to customize solutions that fit within your lifestyle and dreams.
We’re proud to be Eugene mortgage brokers that provide innovative mortgage solutions in not just Eugene, but all of Oregon. We help our clients tap into competitive mortgage lending markets and also find a greater diversity of lending programs. We’re able to offer these programs with superior terms and dedication to our clients.
975 Willagillespie Rd, Suite 201, Eugene, OR, 97401
Lends in Oregon
We are a local family owned and operated full-service mortgage brokerage serving all of Oregon since 1997. We have 48 years of combined experience in satisfying the mortgage needs for the people in our beautiful community. Our goal is to work closely with our clients to ensure that they find the best loan to fit their own personal needs
