USDA and FHA Pro and Con in The-Dalles, Wasco County, OR
For 2025, in The-Dalles, located in Wasco county, OR, the USDA loan limit is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, aiding in your decision as to which program in best suits your financial situation.
2025 Loan Limits and Down Payment Requirements in The-Dalles, Wasco, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in The-Dalles, OR
The mission of Lendersa® is to connect you quickly and effortlessly with the best USDA or FHA loan options. Choose from one of three starting points that help bring you to compatible lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is exclusively available for rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans demand no down payment at all.
The Griffith Institute Employees Federal Credit Union was established in 1961 by a group of teachers employed by the Griffith Institute Central School District. The Credit Union was created to allow the employees of the school district access to savings and loan accounts. In 2002, GIEFCU’s field of membership was expanded to include employees.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Santa Rosa County Federal Credit Union is committed to getting you the financial services you need when you need them. We have an array of online services which ensure that you are in control of your personal finances at all times. To become a member of Santa Rosa County Federal Credit Union, you must first be eligible for membership.
1590 Adamson Parkway, Suite 120, Atlanta, GA, 30360
Shiba Robinson a dedicated mortgage professional that has worked on both ends of the spectrum. Shiba believe that together, true professionals are capable of anything! My goal is to make the dream of home ownership come true for YOU. Working hard and fixing problems is my specialty. Let me put in some work for you and we can be successful together!
Alden State Bank is committed to providing innovative, state-of-the-art banking products and services with a neighborly approach to customer service. Our customers are you: people and small businesses in Alden, Lancaster, and the surrounding communities. we are committed to providing innovative, state-of-the-art banking products
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With more than 70 years experience behind us, 770 Hard Cash was founded in Atlanta, Georgia. Since inception, our success has been based on unique marketing strategies, competitive lending programs and our focus on 100% customer satisfaction.Our customers keep us as their preferred hard money lender
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Clay County Bank offers customers and businesses a variety of banking products with big bank features and technology, while maintaining a down-home country atmosphere with friendly people and outstanding customer service. We are home of the Golden Delicious Festival and the Elk River Trail State Park.
