USDA and FHA Pro and Con in The-Dalles, Wasco County, OR
For 2026, in The-Dalles, located in Wasco county, OR, the USDA loan limit is $285,000, while the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans, and determine the necessary income, credit, reserves, and documents to qualify. With our sophisticated mortgage calculator, USDA, FHA, Conforming, and VA options are displayed side by side, aiding in your decision as to which program in best suits your financial situation.
2026 Loan Limits and Down Payment Requirements in The-Dalles, Wasco, OR
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in The-Dalles, OR
The mission of Lendersa® is to connect you quickly and effortlessly with the best USDA or FHA loan options. Choose from one of three starting points that help bring you to compatible lenders and USDA loan programs.
A USDA home loan, backed by the U.S. Department of Agriculture—also referred to as a USDA rural development loan or USDA mortgage—is exclusively available for rural areas. Unlike FHA loans that require a 3.5% down payment minimum, USDA loans demand no down payment at all.
Our mission at Hood River Mortgage Group is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them competitive low interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
To be a locally owned, independent community bank, dedicated to delivering high-quality personalized banking services to our customers and to our communities while maintaining a sound, profitable investment for our shareholders. We are a full-service bank in the Sandy, Welches, Boring & Gresham area.
Stonebridge Mortgage Group can help you with your Reverse Mortgage or Real Estate Loan. When you’re in need of a Mortgage Broker or Loan Officer Stonebridge Mortgage Group has you covered. David H Steinbrugge, Independent Mortgage Broker, and I’m here to help you navigate the decision process.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
We are a local family owned and operated mortgage brokerage serving Oregon for over 21 years. We believe that doing what’s right for our community is what has kept us in business for so long. We provide unparalleled customer service, and go above and beyond to ensure that our customers get the best possible loans.
Teamsters Council #37 Federal Credit Union was formed in 1961 to make affordable loans to Teamsters. In the years since, we’ve made more than 125, 000 loans to members, totaling over $360 million. Those loans were funded by our members’ pooled savings, which earn very competitive rates and are federally insured.
NW Priority Credit Union is strongly committed to the Credit Union philosophy of "People Helping People." With branches located throughout the Portland metro area and in Vancouver, WA. We consistently strive to provide outstanding member service to our members as they are our #1 Priority!
