USDA Vs. FHA your options comparison in Lake-Oswego, Clackamas County, OR

In 2025, USDA loan limit in Lake-Oswego, county of Clackamas, OR is $414,000 while FHA limit is $517,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Lake-Oswego, county of Clackamas, OR

Loan Type Loan Limit Down payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Lake-Oswego, OR

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Oregon?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Tiger Financial Services Inc
  • 2025 S. Arlington Heights Rd, Suite 118, Arlington Heights, IL, 60005
  • Tiger Financial Services, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
  • TOWN & COUNTRY MORTGAGE SERVICES, INC.
  • 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
  • "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
  • Texas Bank and Trust
  • 300 E Whaley, Longview, TX, 75601
  • Established in 1958, Texas Bank and Trust today stands as one of the state’s strongest independent financial institutions, offering a brand of banking that is as difficult to duplicate as it is easy to recognize. We pride ourselves on providing technologically advanced products and competitive pricing
  • Americas Mortgage Center, Ltd.
  • 907 Judson Road, Longview, TX, 75601
  • America's Mortgage Center specializes helping home buyers get into homes with very little or no money down. Over 20 years experience in FHA, VA, USDA Loans. We help seniors with Reverse Mortgages. Our low rates and low closing cost make all of our mortgage loans affordable for Refinancing, Home Equity Loans. Call us today to get started.
  • Bank of O'Fallon
  • 901 S. Lincoln Ave., O Fallon, IL, 62269
  • The Bank of O’Fallon has been proudly serving the needs of O’Fallon, Shiloh and the surrounding areas since 1959. It stands as one of the oldest businesses in O’Fallon and is committed to the future of the metro east as the area continues to grow. Please stop in today or give us a call to see what we can do for you.
  • Delmar Mortgage
  • 1405 N. Green Mount Rd, Suite 250, O Fallon, IL, 62269
  • Delmar Financial Company is a full-service mortgage company helping new and experienced buyers find their dream homes. Delmar Financial offers a wide range of mortgage products that allow us to fit the best loan to the specific needs of each client. Our products range from conventional, Jumbo, FHA, VA, and more.
  • Itasca Bank & Trust Co.
  • 308 W. Irving Park Road, Itasca, IL, 60143
  • Itasca Bank & Trust Co. would like the opportunity to earn your business. Our bankers take the time to get to know you, your objectives, and your strategic plan. We'll work with you to help uncover financing options available for managing your business and create a banking package tailored to your business needs.
  • First National Bank and Trust Company
  • 2 Kelli Court, Clinton, IL, 61727
  • First National Bank and Trust Company provides generations of customers with personalized banking experiences at every opportunity. Through lifelong learning, exceptional service and the use of technology; we offer our community secure banking options with profitable growth. Member FDIC.
  • DeWitt Savings Bank
  • 302 W Main Street, Clinton, IL, 61727
  • Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.