USDA VS FHA in Lake-Oswego, Clackamas County, OR

In 2025, the USDA loan limit for Lake-Oswego residing in Clackamas County, within OR, is $414,000, whereas the FHA limit for a single-family residence is $517,500.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It’s designed to help you figure out the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which option in best fits your specific financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Lake-Oswego, County of Clackamas, OR

Loan Type Loan Limit Down Payment
USDA $414,000 0%
FHA $517,500 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Choices in Lake-Oswego, OR

Lendersa® aims to quickly secure the best USDA or FHA loans for you, reducing any inconvenience. Initiate one of three tailored approaches to connect with lenders and discover suitable USDA loan programs.

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What Exactly is a USDA Loan in OR?

The USDA home loan, fully guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. A notable distinction from FHA loans, which need at least a 3.5% down payment, is that USDA loans require none, offering a significant advantage for those eligible.

Enter your location to find out if it qualifies for USDA rural housing loan?



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