USDA and FHA Pro and Con in Lake-Oswego, Clackamas County, OR
In 2025, the USDA loan limit for Lake-Oswego residing in Clackamas County, within OR, is $414,000, whereas the FHA limit for a single-family residence is $517,500.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates. It’s designed to help you figure out the income, credit, reserves, and documentation needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting in deciding which option in best fits your specific financial circumstances.
2025 Loan Limits and Downpayment Requirements in Lake-Oswego, County of Clackamas, OR
Loan Type
Loan Limit
Down Payment
USDA
$414,000
0%
FHA
$517,500
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Choices in Lake-Oswego, OR
Lendersa® aims to quickly secure the best USDA or FHA loans for you, reducing any inconvenience. Initiate one of three tailored approaches to connect with lenders and discover suitable USDA loan programs.
The USDA home loan, fully guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is specifically available in rural areas. A notable distinction from FHA loans, which need at least a 3.5% down payment, is that USDA loans require none, offering a significant advantage for those eligible.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
Infinity Commercial Lending is positioned to put businesses of all sizes in touch with the financial solutions they need to manage their next expansion, smooth out cash flow issues, or gain the capital they need to start operations smoothly. With both traditional business loans and new, innovative solutions.
Northeast Home Loan is one of New England’s best kept secrets when it comes to wholesale mortgage banking. We don’t have national aspirations, and we don’t grow our business by adding lots of clients. Our business model is predicated on some simple ideas. We’re a community-based lender, so we seek partners that are similarly focused.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Our House Mortgage is a mortgage company that focuses primarily on residential real estate. Our mission is to help our borrowers and their families realize the dream of affordable home ownership. At Our House Mortgage we thrive on excellence, performance, and integrity. We attract the best and brightest in the industry to work here.
At Unity Residential and commercial Mortgage INC we are a full-service mortgage company based in NJ. We specialize in home loans and refinancing We also serve the surrounding cities. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.
Stamford Healthcare Credit Union, Inc., where we have been "People Helping People" since 1978. As part of SHCCU, you can choose from a variety of services and enjoy quick, friendly service. We serve employees of the Stamford Health System and members of their immediate family. SHCCU is a legal cooperative, and you are one of the owners.
Siena Lending Group LLC is an independent specialty finance company offering asset based loans between $2 and $30 million to middle market businesses across the United States. Our clients typically cannot access traditional financing from banking institutions.
Siena also offers a turn-key servicing platform for community
Landmark Loans is committed to helping you find and close the right mortgage product for your needs. We are different in that the broker, John Lasko is also a CPA and offers personalized service with skills not offered by your local bank, a national lender or another local mortgage broker.
