USDA Vs. FHA your options comparison in Adams, Butler County, PA

In 2025, the USDA loan limit for the county of Butler, in Adams, PA, is $336,500. Concurrently, the FHA limit for a single-family home is $472,030.

Use the Lendersa® USDA loan calculator to gauge today’s top USDA vs. FHA rates, clarifying the income, credit, reserves, and documentation essentials for qualification. With our advanced mortgage calculator, compare USDA, FHA, Conforming, and VA loans side by side to determine the best-fit program for your financial scenario in .

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2025 Loan Limits and Down Payment Requirements in Adams, County of Butler, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Adams, PA

Lendersa® aims to swiftly secure the most favorable USDA or FHA loan without hassle. Choose one of three starting options that connect you to suitable lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, secured by the Department of Agriculture and identified as a USDA rural development loan, is solely available in rural locations. Unlike FHA loans that necessitate a minimum 3.5% down payment, the USDA mortgage demands no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • YTR Community Federal Credit Union
  • 134 3rd Street, Tiltonsville, OH, 43963
  • YTR Community Federal Credit Union exists to encourage thrift among our members, provide credit for prudent and productive purposes, and provide financial services which will better our members' lives and our community as well. If you live, work, or worship in our area, you can join YTR Community Federal Credit Union!
  • First United National Bank
  • 19535 Route 208, Fryburg, PA, 16326
  • First United National Bank was founded in August 1909 and is based in Fryburg, Pennsylvania. The bank operates as a subsidiary of Fryburg Banking Company, Inc.. According to the Federal Deposit Insurance Corporation records and based on the institution's charter type, First United National Bank is classified as a commercial bank, national charter
  • Allegheny Central Employees Federal Credit Union
  • 1253 University Drive, Suite 100, Dunbar, PA, 15431
  • Allegheny Central Employees Federal Credit Union As a full-service operation, we continue to grow and prosper in our office in Dunbar. Led by a competent seven-member Board and three experienced staff members, we are poised and anxious for the bright future that lies ahead.We invite anyone who has any interest in our operation to stop by and meet o
  • Indirect Lending Services
  • 2923-A Youngstown Rd. SE, Warren, OH, 44484
  • Our goal at Indirect Lending Services is to protect and maintain a well-balanced indirect loan portfolio for your credit union. With over 30 years of experience in the indirect industry we know best how to deal with each unique dealer and get you the highest quality loans. Indirect Lending Services​ works closely with dealers
  • Frick Financial Federal Credit Union
  • 235 Pittsburgh Street, Uniontown, PA, 15401
  • Frick Financial Federal Credit Union (formerly known as Frick Tri-County Federal Credit Union) has been open since 1962. The credit union has assets totaling $117.08 Million and provides banking services to more than 9, 000 members as of March 2022. The credit union is a community-based financial institution.
  • Fayette Federal Employees Federal Credit Union
  • 364 Morgantown Street, Uniontown, PA, 15401
  • Fayette Federal Employees Federal Credit Union has been open since 1955. The credit union has assets totaling $15.33 Million and provides banking services to more than 1, 000 members as of March 2022. The credit union is a not-for-profit, member-owned financial cooperative providing services to government employee members.
  • Fayette County School Employees Credit Union
  • 193 Edison Street, Uniontown, PA, 15401
  • The Fayette County School Employees Credit Union was founded by Mahlon Franks in February, 1939 & was charted as a state financial institution. Our field of membership for many years included the employees & their immediate family members of the Fayette County schools. More recently, the credit union expanded its field of membership to any student.
  • Teamsters Local 697 FCU
  • 901 Market Street, Wheeling, WV, 26003
  • Teamsters Local 697 Federal Credit Union has been open since 1972. The credit union has assets totaling $3.14 Million and provides banking services to more than 500 members as of March 2022. The credit union is religious, or fraternal, or low-income associational credit union. Membership is also open to immediate family of current members.
  • OCPS Federal Credit Union
  • 280 Fulton Street, Wheeling, WV, 26003
  • OCPS Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, the OCPS Federal Credit Union will continue a sound yet progressive asset management strategy
  • MERHO Federal Credit Union
  • 15 Irene Street, Johnstown, PA, 15905
  • This financial cooperative exists to provide loan, deposit and member-oriented services to its'​ defined membership with a high level of quality and efficiency. Our objectives are to 1. promote thrift among its'​ members by offering to them a means of making safe and regular investments; and 2. to enable its'​ members to obtain loans.
  • Johnstown School Employees Federal Credit Union
  • 738 Viewmont Avenue, Johnstown, PA, 15905
  • Our services are similar to a bank, we are a non-profit financial institution operating strictly for the benefit of our members. We strive to provide our members with higher yields on savings and lower rates on loans. Founded in 1939, our goal is to help each and every member attain a strong and secure financial future.
  • HealthCare First Credit Union
  • 1152 Franklin Street, Johnstown, PA, 15905
  • HealthCare First Credit Union’s Field of Membership is open to any person working in the health care field in the Tri-County of Cambria, Somerset and Blair Counties, Pennsylvania. This includes, but is not limited to, employees, doctors, medical staff, technicians, volunteers under hospital staff supervision.