As of 2025, the USDA loan cap in Jackson, within the county of Monroe, PA, is set at $336,500. In contrast, the FHA ceiling for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator today to assess the finest USDA compared to FHA rates, determining the necessary income, credit level, reserves, and documentation needed to qualify. Our innovative mortgage calculator aids in comparing USDA, FHA, Conforming, and VA programs side by side, helping you choose which option in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Jackson, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jackson, PA
Lendersa® is dedicated to quickly securing the best USDA or FHA loan possible, without unnecessary hassle. Choose from three initial pathways that effectively match you with lenders and align with USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, serves specifically rural communities. Unlike FHA loans that stipulate at least a 3.5% down payment, the USDA mortgage permits home ownership with no money down, offering a significant advantage.
Since 1904 Bank of Kilmichael has been committed to community banking and to our local towns and cities. If there’s one thing we've learned over these past 100-plus years of serving our customers, it’s that friendly goes a long way. A long way toward keeping our customers loyal year after year, generation after generation.
We offer a better banking experience. We're not your average bank. We like problem solving. We like making things happen. And, we like having a little fun while we're at it. Founded on July 21, 1998, North American Banking Company has been committed to providing personal service to its community.
2025 Larpenteur Avenue W, Falcon Heights, MN, 55113
We have 21 branch locations in Minnesota. Through our network of branches, ATMs, and innovative products and services, we can assist you with all of your financial needs. Whether you are just starting out in life, own your own business, or are close to retirement, SPIRE would like to be your total financial solution.
North Star Bank is an independent, locally owned bank with a proud tradition of sound management and integrity. Established in 1947, we have been continuously committed to providing quality, customized banking service for personal and commercial financial needs. When you bank with us, your money is reinvested into the community in which you live
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions we have access to practically EVERY loan program and underwriting option that is available in the marketplace. We have all of the programs anyone else would have, but also many that traditional banks do not.As a Consultant, in a sense I can do the shopping for you, identifying what the best underwriting.
1935 County Road B2 West, Suite 265, Roseville, MN, 55113
First Equity Mortgage, our goal is to find you the best loan with the most competitive rate and terms, so you can move in sooner with less effort. Let us help you navigate the unpredictable housing market, and provide you with the safety, security and peace of mind that comes with closing your loan quickly
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in their area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
2277 West Highway 36, Suite 304, Roseville, MN, 55113
Progressive Lending Solutions, Inc., and their entire support staff offers over 100 years of experience in the mortgage industry. We are committed to providing our clients with continuous feedback and communication, fast approvals and excellent customer satisfaction. Progressive Lending Solutions prides itself on incorporating unparalleled