USDA Vs. FHA your options comparison in Jackson, Monroe County, PA
As of 2025, the USDA loan cap in Jackson, within the county of Monroe, PA, is set at $336,500. In contrast, the FHA ceiling for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator today to assess the finest USDA compared to FHA rates, determining the necessary income, credit level, reserves, and documentation needed to qualify. Our innovative mortgage calculator aids in comparing USDA, FHA, Conforming, and VA programs side by side, helping you choose which option in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Jackson, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jackson, PA
Lendersa® is dedicated to quickly securing the best USDA or FHA loan possible, without unnecessary hassle. Choose from three initial pathways that effectively match you with lenders and align with USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, serves specifically rural communities. Unlike FHA loans that stipulate at least a 3.5% down payment, the USDA mortgage permits home ownership with no money down, offering a significant advantage.
Reliance Credit Union was founded in 1931 serving the public utility employees in the Kansas City area. Since then we have expanded our membership profile to become a community credit union. We are dedicated to providing a safe, convenient place for our members to save and obtain loans at a reasonable rate.
800 E. 101st Terrace, Suite 350, Kansas City, MO, 64131
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
115 South C Street, unit 101, Lake Worth Beach, FL, 33406
Beauchamp Mortgages your Cross Border loan originator for Investments! We are also licensed in the state of Florida and Texas for residential mortgages and help many clients with purchases, re-finances , single family, multi-family and fix and flip. Our team of loan officers and processors have extensive experience helping you with your goals of o
1801 Forest Hill Boulevard, West Palm Beach, FL, 33406
Our mission at Flagler Bank is to be the premier community bank in our service area by providing quality service for the financial needs of our customers. We strive daily to build long-lasting relationships with new customers and exceed the expectations of our existing customers. We want your experience with Flagler Bank to be exceptional!
Gold Coast FCU was formed on January 11, 1936, as the Palm Beach County Teachers Federal Credit Union. The new credit union was located at Twin Lakes High School in West Palm Beach and volunteers ran the credit union on a part-time basis. The only services offered were payroll-deducted savings accounts and small loans.
1055 S. Congress Avenue, West Palm Beach, FL, 33406
First Choice Credit Union was organized in 1929 as a non-profit financial cooperative. The philosophy of "people helping people" has guided us throughout the years.It is our goal and commitment to provide the best possible service to our membership. We do this by offering a wide array of services designed to meet the financial needs of our members
Guardians Credit Union is a full service financial institution headquartered in West Palm Beach, Florida with convenient full service locations throughout Palm Beach County. We are protectors of our members' financial future and we're "on duty for you!"Credit Union is a full service financial institution headquartered in West Palm Beach.
2537 Forest Hill Bouelvard West, West Palm Beach, FL, 33406
We are committed to earning your trust and loyalty by providing you with the highest quality home loans at the best possible terms. Our team of mortgage professionals has built a reputation of uncompromising integrity and unwavering commitment to doing what is best for our customers.