USDA Vs. FHA your options comparison in Jackson, Monroe County, PA
As of 2025, the USDA loan cap in Jackson, within the county of Monroe, PA, is set at $336,500. In contrast, the FHA ceiling for a single-family home stands at $472,030.
Leverage the Lendersa® USDA loan calculator today to assess the finest USDA compared to FHA rates, determining the necessary income, credit level, reserves, and documentation needed to qualify. Our innovative mortgage calculator aids in comparing USDA, FHA, Conforming, and VA programs side by side, helping you choose which option in aligns best with your financial needs.
2025 Loan Limits and Down Payment Requirements in Jackson, Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Jackson, PA
Lendersa® is dedicated to quickly securing the best USDA or FHA loan possible, without unnecessary hassle. Choose from three initial pathways that effectively match you with lenders and align with USDA loan schemes.
A USDA home loan, endorsed by the U.S. Department of Agriculture, often referred to as a USDA rural development loan or mortgage, serves specifically rural communities. Unlike FHA loans that stipulate at least a 3.5% down payment, the USDA mortgage permits home ownership with no money down, offering a significant advantage.
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