USDA VS FHA in Cranberry, Butler County, PA

In 2026, the USDA loan limit for Cranberry, located in the county of Butler, PA, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, and determine the income, credit, reserves, and paperwork required for qualifying. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Cranberry, County of Butler, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cranberry, PA

Lendersa®'s objective is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the government's Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Cranberry Lenders

  • OMEGA FCU
  • 10455 Perry Highway, Wexford, PA, 15090
  • Lends in Pennsylvania
  • OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.

  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • Lends in Pennsylvania
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • Lends in Pennsylvania
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.

  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • Lends in Pennsylvania
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.

  • USX Federal Credit Union
  • 1293 Freedom Road, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security

  • CommonRoots Federal Credit Union
  • 1204 Freedom Road, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.

  • Welcome Home Finance, LP
  • 8050 Rowan Rd, Suite 503, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • We have built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state of Pennsylvania. We're a full service, independently owned mortgage lender with an experienced staff offering expertise in every area of mortgage lending

  • The Mars National Bank
  • 145 Grand Avenue, Mars, PA, 16046
  • Lends in Pennsylvania
  • Founded in 1900, Mars Bank has invested and served the same communities in which we live. Primarily focused on Southern Butler, Eastern Beaver and Northern Allegheny counties, we are committed to this area and its communities.
    Mars Bank is committed to remaining a relationship driven, independent community bank which offers competitive products

  • First Choice Mortgage Services, Inc.
  • 1160 Dutilh Road, Suite 100, Mars, PA, 16046
  • Lends in Pennsylvania
  • First Choice Mortgage Services Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.