USDA Vs. FHA your options comparison in Cranberry, Butler County, PA

In 2025, the USDA loan limit for Cranberry, located in the county of Butler, PA, is $336,500, whereas the FHA cap for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the top USDA and FHA rates today, and determine the income, credit, reserves, and paperwork required for qualifying. Our sophisticated mortgage calculator lets you evaluate USDA, FHA, Conforming, and VA loans side by side to help decide the best program for your financial needs in .

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2025 Loan Limits and Down Payment Requirements in Cranberry, County of Butler, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Cranberry, PA

Lendersa®'s objective is to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting points that lead to matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, guaranteed by the government's Department of Agriculture and known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans requiring a 3.5% minimum down payment, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Unrivaled Rate LLC
  • 121 South Orange Avenue, 15th Floor, Suite 1500, Orlando, FL, 32801
  • At UnrivaledRate, where we specialize in residential mortgages. At UnrivaledRate, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • VIP Mortgage Group
  • 1511 East Robinson Street, Orlando, FL, 32801
  • "VIP Mortgage Group is a mortgage service provider based in Orlando, Florida. We’re dedicated to providing our customers with simple, fast and easy borrowing solutions at competitive rates with the highest level of expertise, honesty and integrity. Information is subject to change without notice."
  • My Home Mortgage Company
  • 618 East South Street, Suite 500, Orlando, FL, 32801
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • My Mortgage Funding LLC
  • 390 North Orange Ave, Suite 2311, Orlando, FL, 32801
  • We're a mortgage lender that offers various types of financing options including Conventional, FHA, VA, USDA, Commercial & Jumbo loans, Non-QM loans for people with credit issues...etc, Our goal is to eliminate all the hurdles to home ownership various types of financing options.
  • The Money Broker
  • 111 North Orange Ave, Suite 800, Orlando, FL, 32801
  • The Money Broker’s goal is to be transparent, available, & keep you informed throughout the process. The Money Broker is able to work with multiple lenders who carry all loan types to offer our clients the very best possibility for approval.We will review several lenders & speak to Account Executives to choose the lender that best suits your needs.
  • Tewes Mortgage
  • 100 W Lucerne Cir, Suite 502, Orlando, FL, 32801
  • Tewes Mortgage is a mortgage brokerage that shops for their clients' best loan scenario, guaranteeing the best product and interest rate available to them. We provide our clients with a one-stop shop for all property financing needs all the while giving service excellence throughout the entire process.
  • Teagle Mortgage Group, LLC
  • 618 E. South Street, Suite 500, Orlando, FL, 32801
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • NATIONS LENDING
  • 37 NORTH ORANGE AVE, SUITE 500, ORLANDO, FL, 32801
  • Founded in 2003, Nations Lending has a long history of helping families achieve their dream of homeownership. We take great pride in not just closing a loan, but finding a custom tailored financial solution for each client we interact with. We look at each customers needs objectively, and we recognize that the needs of each client may be different.
  • Spectrum Global Financial
  • 845 N Garland Ave. Suite 215, Orlando, FL, 32801
  • Spectrum Global Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders