USDA Vs. FHA your options comparison in Albion, Erie County, PA
In the year 2025, the USDA loan limit in Albion, located in Erie County, PA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030. Knowing these limits is crucial for those organizing their financing strategies for purchasing a home.
Utilize the Lendersa® USDA loan calculator to easily compare today's USDA versus FHA rates. Determine your required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best choice for your financial situation in . This offers clarity for making informed financial choices.
2025 Loan Limits and Down Payment Requirements in Albion, Erie County, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Albion, PA
The focus of Lendersa® is on obtaining the ideal USDA or FHA loan for you quickly and with minimal hassle. Choose from three starting points to find compatible lenders and USDA loan programs that meet your needs.
A USDA home loan, insured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require a down payment, making them an attractive option for qualifying rural buyers.
15000 Ventura Blvd, Suite 300, Sherman Oaks, CA, 91403
Patch of Land aims to solve the problem of slow, inefficient, fragmented and obscure private real estate lending by using the latest technology, data and process efficiency to more accurately assign risk profiles and project viability, while greatly reducing time and cost of loan underwriting for borrowers with real estate projects.
15260 Ventura Blvd., Suite 1705, Sherman Oaks, CA, 91403
Helvetica is an investor-oriented organization of valued employees who work hard to become a trusted part of the lives of the families and investors in which we service. We are focused on meeting the real estate investment, planning and servicing needs of our investors in a way that is innovative, personal and professional.
Montserrat Financial Group is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
Northwest Financial Network our top priority is to take loan applications, for purchase or refinance, at our office or at your place, and process them as fast as possible. In this volatile market, it makes a lot of difference if you get your loan approved as soon as possible. When you get your loan approved, you can take advantage of the market.
2824 South Robertson Boulevard, Los Angeles, CA, 90034
Equitable Lending, we treat each customer as an individual; not a number. Unlike the "big lenders" we actually take time to listen to our customers' goals and aspirations, and we use old fashioned common sense and hard work to help our customers obtain the best loan possible given their goals and their situation. As a premier boutique mortgage.
3415 S. Sepulveda Blvd, Suite 420, Los Angeles, CA, 90034
At Sunrise Mortgage, relationships drive everything we do - from who we hire to the clients we represent and the vast network of lenders we've established. We are a full service mortgage banking firm, originating and servicing commercial real estate loans nationwide through our extensive institutional lender network.
Sunset Equity Funding is a nationwide direct private money and hard money lenders based in Los Angeles, CA. We offer competitive commercial financing programs for real estate investors. Loans range from $100K – $50M million in size and we are able to fund in 48 hours or less. We expedite the loan cycle, so you can continue to scale your business.
3415 S. Sepulveda Blvd. Ste 580, Los Angeles, CA, 90034
RCN Capital®, LLC is a national, direct private lender. We provide short-term commercial loans ranging from $50k to $2.5M+ to fund the purchase and rehab of non-owner occupied residential and commercial properties, provide bridge loans, and provide real estate-backed lines of credit.
Sunset Equity Funding is a nationwide, direct private money lender offering competitive commercial financing programs for real estate investors.
Loans range from $100K - $50M million in size and we are able to fund in 48 hours or less. Foreign nationals are ok. We have no pre-payment penalty.
5118 Winter Pasture Avenue, Bakersfield, CA, 93313
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
