In the year 2026, the USDA loan limit in Albion, located in Erie County, PA, is $336,500, whereas the FHA loan limit for a single-family home is $472,030. Knowing these limits is crucial for those organizing their financing strategies for purchasing a home.
Utilize the Lendersa® USDA loan calculator to easily compare today's USDA versus FHA rates. Determine your required income, credit score, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the best choice for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The focus of Lendersa® is on obtaining the ideal USDA or FHA loan for you quickly and with minimal hassle. Choose from three starting points to find compatible lenders and USDA loan programs that meet your needs.
A USDA home loan, insured by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is specifically for rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require a down payment, making them an attractive option for qualifying rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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