In the year 2025, the USDA loan cap in Lake-City, located in Erie County, PA, is set at $285,000, while the FHA loan limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to pit the best USDA and FHA rates against each other and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA loan options side by side, helping you select the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Lake-City, Erie County, PA
Loan Type
Maximum Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Lake-City, PA
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without complexity. Choose from three starting paths to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA Rural Development Loan or USDA Mortgage, available exclusively in rural regions. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
Our mission statement at The Fox Mortgage Team is to ensure we get you the Best deal not just a better deal so you’ll Never have to go through this very stressful event again. We specialize in VA home loans but also do all other types of loans as well! At the Fox Mortgage Team you’ll have a very pleasant experience with as little stress as possible
5373 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
Trinity Home Loans is honored to serve home buyers and builders in the state of Colorado. Our years of experience and in-depth knowledge of the local market allows us to provide an exceptional experience for every buyer. Our team is eager to help you get started on your journey and navigate the loan process.
2735 Dublin Boulevard, Colorado Springs, CO, 80918
Aventa Credit Union is a financial services company based out of Colorado Springs, Colorado, United States and serves the Pueblo and San Luis Valley communities as well. Aventa Credit Union is dedicated to protecting your identity and account information. We go above and beyond with products like intrustion software, biometrics.
5525 N Union Blvd, Suite 200, Colorado Springs, CO, 80918
If you're in Colorado and you're looking for some guidance getting a loan for your home, Nina Saldivar would love to help you! Whether you're looking for purchase or refinance, Nina have been a mortgage broker for 14 years and have several tricks in the bag to make your life much easier.
5350 N. Academy Blvd, Suite 205, Colorado Springs, CO, 80918
Our mission is very simple. Treat people the way you want to be treated. Proverbs 18:10 says “The name of the Lord is a strong tower: the righteous man runneth into it, and is safe. Strong-Tower truly wants everyone we work with to feel safe and understand that we will always be honest in our interaction.
1935 Dominion Way, Suite 200, Colorado Springs, CO, 80918
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
5555 Erindale Dr, Suite 206, Colorado Springs, CO, 80918
Colorado Home Mortgage & Financial Ltd. is your source for a variety of HOME LOAN FINANCING OPTIONS. Located in Colorado Springs, CO, We SPECIALIZE in VA, CONVENTIONAL, FHA, JUMBO and NON-PRIME FINANCING!
Whether you’re buying a home or refinancing your current mortgage, the experts at Colorado Home Mortgage & Financial Ltd. are here for you.
6025 Erin Park Drive, Suite C, Colorado Springs, CO, 80918
Provident Lending is now a part of 719 Lending. Located in Colorado Springs, Steve Haney is an expert in the field of mortgage lending. That’s why they call him the Mortgage Doctor. If you are buying a home, lowering your monthly payments or consolidating your debts, he is the go-to guy in our community.
Integrity Mortgage & Financial Inc, located in Colorado Springs, CO was founded in March 2002 by Russell Rowe. We are a mortgage banker and are licensed in both Colorado and New Mexico. Leveraging the extensive experience of its senior management and loans officers, Integrity Mortgage & Financial Inc offers a broad range of loan products
