USDA and FHA Pro and Con in Lake-City, Erie County, PA
In the year 2025, the USDA loan cap in Lake-City, located in Erie County, PA, is set at $285,000, while the FHA loan limit for a single-family residence is $356,362.
Use the Lendersa® USDA loan calculator to pit the best USDA and FHA rates against each other and determine the income, credit, reserves, and documentation required for qualification. Our advanced mortgage calculator allows you to view and compare USDA, FHA, Conforming, and VA loan options side by side, helping you select the most suitable program in for your specific financial needs.
2025 Loan Limits and Down Payment Requirements in Lake-City, Erie County, PA
Loan Type
Maximum Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Available USDA and FHA Loan Options in Lake-City, PA
Lendersa® aims to secure you the optimal USDA or FHA loan swiftly and without complexity. Choose from three starting paths to connect with matching lenders and USDA loan programs.
The USDA home loan is backed by the U.S. Department of Agriculture, commonly referred to as a USDA Rural Development Loan or USDA Mortgage, available exclusively in rural regions. Unlike FHA loans that require a 3.5% down payment, the USDA mortgage necessitates no down payment whatsoever.
NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.
Third Coast Bank SSB, was launched in 2008 by a group of local entrepreneurs with a passion for supporting the business community along the Texas Gulf Coast. Since then our bank has grown to $2 billion in assets, with over 250 employees & 12 locations. We've expanded to serve more Texas communities while maintaining our focus on responsive service
we have proudly served Texas for more than 60 years. Plains State Bank is committed to elevating the economic position of our individual and business customers and to the development of the communities we serve. We bring you the best in full service banking backed by local ownership.
8790 FM 1960 Bypass W, Suite A 500, Humble, TX, 77338
United Energy Credit Union has been open since 1934. The credit union has assets totaling $29.41 Million and provides banking services to more than 4, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
Since the beginning, InvesTex Credit Union has grown and expanded our field of membership. As we look forward to a new chapter in Credit Union history, we look back fondly on the past. In the fall of 1952, Aldine Teachers Credit Union was formed by a small group with a vision to meet the needs of the employees
9810 FM 1960 Bypass W, Suite 105, Humble, TX, 77338
Houston Belt & Terminal Federal Credit Union was organized in 1949. Our philosophy as a member-owned credit union is not for profit, not for charity but to serve our membership. HB&T FCU is dedicated to providing its members with courteous, efficient and professional financial services while maintaining the highest ethical standards.
2408 Timberloch Place, Suite B-3, The Woodlands, TX, 77380
One Source Home Mortgage was Est. in 2003 by Owner / Broker Tom Derrick. We have built our reputation on high values, honesty and integrity. We believe by giving our clients the best service, competitive rates and fees, we have built a network of satisfied clients, that conitinue to send thier friends and family to our Company for the same respect
2001 Timberloch Place, Suite 500, Spring, TX, 77380
Whizango, we can keep you out of a complicated mortgage process. We know how confusing it can be to navigate the mortgage application process. You shouldn’t have to worry about getting stuck in a complicated process or being locked into a bad mortgage! That’s why we’re hyper-focused on helping customers easily and confidently navigate.
26403 Oak Ridge Drive, Suite 200, Spring, TX, 77380
Jackson Henry Mortgage, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders
