USDA VS FHA in Girard, Erie County, PA

In 2025, the USDA loan limit for Girard, located in Erie, PA, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in that suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Girard, Erie, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Programs in Girard, PA

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Select one of three approaches that lead to matching with lenders and USDA loan opportunities.

Results from Lendersa USDA loan requests and matches

What is a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Ideal Lending Solutions specializes in residential mortgages with branches throughout Florida and North Carolina. Ideal Lending Solutions, a division of American Financial Network, Inc. is a Direct Lender with delegated authority to underwrite, fund and service Conventional, FHA, USDA, VA loan, and Jumbo loan products in house.
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  • Palm Beach Mortgage Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
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  • ## Welcome to Jamison Troutman Real Estate ### Your Trusted Partner in Real Estate Financing At Jamison Troutman Real Estate, we specialize in providing tailored financial solutions including hard money, private money, and conventional loans. Our personalized approach ensures you get more than a one-size-fits-all underwriting. Collaborate with
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  • CRELoan is a leading Commercial Real Estate Loan advisory firm that secures financing for the nations top-tier investors, operators, owners and developers. We work with a wide array of sources to arrange financing for all commercial property types from $10, 000, 000 to in excess of $50, 000, 000 per transaction.
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