USDA Vs. FHA your options comparison in Girard, Erie County, PA

In 2025, the USDA loan limit for Girard, located in Erie, PA, is set at $336,500. Conversely, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to analyze today's top USDA versus FHA rates and identify the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, guiding you to choose the best program in that suits your financial situation.

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2025 Loan Limits and Down Payment Requirements in Girard, Erie, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Programs in Girard, PA

The objective of Lendersa® is to efficiently secure the best USDA or FHA loan for you, hassle-free. Select one of three approaches that lead to matching with lenders and USDA loan opportunities.

Results from Lendersa USDA loan requests and matches

What is a USDA Loan in PA?

A USDA home loan, backed by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is offered exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage demands none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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