As of 2026, the USDA loan limit for Ambridge, situated in the county of Beaver, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, determining the necessary income, credit score, reserves, and required documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to select the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Ambridge, Beaver, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Ambridge, PA
Lendersa® aims to secure the best USDA or FHA loan for you quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.
The USDA home loan, supported by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows for a zero down payment option.
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