USDA Vs. FHA Pro and Con comparison in Ambridge, Beaver County, PA

In 2025, USDA loan limit in Ambridge, county of Beaver, PA is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Ambridge, county of Beaver, PA

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Ambridge, PA

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Pennsylvania?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Atlanta Mortgage Advisors LLC
  • 401 Macy Dr, Suite B, Roswell, GA, 30076
  • To build and maintain a thriving referral driven mortgage origination business.We will fully utilize our expertise, knowledge, wisdom & skill to provide our customers the absolute best mortgage plan & strategy for their unique situation.That every client is financially better off by being our customer.We are dedicated to the success of our clients.
  • Evergreen Anchor Capital LLC
  • 1575 Old Alabama Road, Suite 208B, Roswell, GA, 30076
  • Evergreen Anchor Capital LLC is a Georgia licensed residential mortgage company. With a full array of financial products to satisfy your mortgage requirements, our team is dedicated to getting you excellent rates utilizing an efficient system that guides you through the entire process.
  • eHome Loan Advisors LLC
  • 1202 Macy Dr, Roswell, GA, 30076
  • eHome Loan We are a mortgage lender and broker. We can issue loans and also access more loan types and lenders to meet individual customer requirements. So our customers get better loan options and better value mortgages. We help our customers understand the real costs of each loan option and select the best.
  • QuestRock LLC
  • 675 Mansell Road, Suite 115, Roswell, GA, 30076
  • QuestRock LLC Although we are a relatively new company, our mortgage advisors are not; their vast experience and long history in the business show that they know what they’re doing. They use the latest in comparative analysis software; this allows them to research which program is best for each individual client.
  • Lake Chem Community Federal Credit Union
  • 35 US HWY 68 East, Benton, KY, 42025
  • A community credit union serving all of Marshall County and Calloway County. Members enjoy better lending rates and higher interest earned. Compare and save!Facebook is a social network. NEVER disclose any personal banking information here!credit union serving all of Marshall County and Calloway County.
  • NORTHPOINT MORTGAGE
  • 300 Colonial Center Parkway, Suite 250, Roswell, GA, 30076
  • We strongly believe the way we do things is just as important as what we do. Our culture is defined by passionate professionals who thrive both personally and professionally by serving our customers and each other, focusing on exceptional customer service, speed and accuracy. In an ever changing industry, our company must always be constantly
  • Silliman Private Lending
  • 900 Old Roswell Lakes Parkway, Suite 230, Roswell, GA, 30076
  • Silliman Private Lending is privately funded Georgia Private Lender based out of Roswell GA. With our streamline underwriting process, we close deals in as little time as 48 hours. Specializing in single family residential flips ranging in size from $100,000 to $400,000. We also offer transaction lending for wholesalers.
  • Martha’s Vineyard Savings Bank
  • 78 Main Street, Edgartown, MA, 02539
  • Established and chartered in 1955, Martha’s Vineyard Savings Bank is the last mutual savings bank created in Massachusetts. However, the Bank traces its financial roots back to 1909 when a group of people dedicated to the Island introduced co-operative banking to Martha’s Vineyard.
  • AAA MORTGAGE SOLUTIONS, LLC
  • 6478 Putnam Ford Dr, Suite 206, Woodstock, GA, 30189
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • The First Mortgage Group LLC
  • 2230 Towne Lake Parkway, Woodstock, GA, 30189
  • First Mortgage Group, LLC (FMG) was established in 1996 to assist people in achieving their housing dreams; as such, FMG specializes in FHA, VA, Conventional and Jumbo loans. Bob Hester, President, formed FMG with the following objectives as his guide: Quality, Experience, Integrity and Service.
  • Real Home Lending LLC
  • 2356 Jade Drive, Lawrenceville, GA, 30044
  • We believe that Real Estate Agents and Home Buyers deserve a convenient financing process and the unbiased counsel of dedicated and informed mortgage professionals. As an independent advocate working for the consumer we are able to provide better value than traditional methods of getting mortgages.