USDA Loan Vs. FHA loan for Ambridge, PA [Beaver County ]

As of 2026, the USDA loan limit for Ambridge, situated in the county of Beaver, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, determining the necessary income, credit score, reserves, and required documents needed to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side to select the best option for your financial situation in .

USDA and FHA Loan Options in Ambridge, PA

Lendersa® aims to secure the best USDA or FHA loan for you quickly and with ease. Choose one of three starting points to connect with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, supported by the Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, the USDA mortgage allows for a zero down payment option.

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Ambridge Lenders
(724) 266-7675 Lender's profile and map New Alliance FCU 835 Merchant Street, Ambridge, PA, 15003 Lends in Pennsylvania Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
(724) 869-3342 Lender's profile and map Ambridge Area Federal Credit Union 401 State Street, Baden, PA, 15005 Lends in Pennsylvania Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
(412) 749-9554 Lender's profile and map Briar Cliff Financial Services 404 Thorn Street, Sewickley, PA, 15143 Lends in Pennsylvania Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert
(724) 375-0488 Lender's profile and map Friendly Federal Credit Union 2000 Main Street, Aliquippa, PA, 15001 Lends in Pennsylvania At Friendly Federal Credit Union, we are improving the accessibility and usability of our website for our members and potential members. Our efforts are based on the the standards for Web Content Accessibility Guidelines 2.0. It is our policy to ensure that persons with disabilities have full
(724) 375-0248 Lender's profile and map A&S Federal Credit Union 2283 Broadhead Road, Aliquippa, PA, 15001 Lends in Pennsylvania The A & S Federal Credit Union was established in March of 1940 by a handful of individuals who foresaw the need for a financial institution to serve people of ordinary means. The credit union, formerly know as the A & S RR Employees Federal Credit Union, was formed with money deposited by people who worked on the Aliquippa & Southern Railroad.
(412) 269-3080 Lender's profile and map Clearview Federal Credit Union 8805 University Boulevard, Moon Township, PA, 15108 Lends in Pennsylvania We make a meaningful difference in our community by delivering financial services with a fun-loving spirit and servant’s heart. We treat our Members and Staff like our business depends on them - because it does! We go beyond only offering products and services or simply being "just another financial institution.
(412) 369-3800 Lender's profile and map OMEGA FCU 10455 Perry Highway, Wexford, PA, 15090 Lends in Pennsylvania OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
(724) 940-2450 Lender's profile and map Ace One Mortgage LLC 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090 Lends in Pennsylvania At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(724) 933-9300 Lender's profile and map US Mortgage Network 3001 Village Run Rd., Wexford, PA, 15090 Lends in Pennsylvania US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.