USDA and FHA Pro and Con in Harmony, Beaver County, PA

In 2025, the USDA loan ceiling for Harmony, located in the county of Beaver, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today. Establish the necessary income, credit score, reserves, and documents for eligibility. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA options side by side to help you select the right program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Harmony, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Harmony, PA

The mission of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of the three starting points to connect with lenders and explore USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture and also known as the USDA rural development loan, is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Land Finance & Mortgage Corporation Limited.
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally,we invest in all profitable sector. We will only need your business plan for us to move forward for the next step.
  • Land Finance & Mortgage Corporation Limited
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We invest globally any where in the world. We invest in all industries and all sector. We will need business plan from the client. We also invest in startups companies anywhere in the world.
  • LFMC
  • 2506 N. Clark St. #417, Chicago, IL, 60614
  • We are a Global Investment firm registered in the United Kingdom. We offer Debt Funding for a safe moderate and sustainable return of interest/profit. We fund any where in the world. We invest in any profitable venture with details business plan. We invest in any good business anywhere.
  • THE ANDERSON FINANCIAL GROUP, INC.
  • 2421 N. Ashland Ave, Chicago, IL, 60614
  • The Anderson Financial Group, Inc., an Illinois Corporation, was founded in 1998 by Mike Anderson. We are headquartered in Chicago, Illinois, with branch offices located in Illinois, Michigan and Arizona.We are licensed to assist homeowners with residential mortgage loans in the following states: Arizona, California, Colorado and more
  • First Federal Savings Bank of Washington
  • 439 South St. Road 57, Washington, IN, 47501
  • First Federal Savings Bank was established in Washington, Indiana in 1895. The Bank's organizational meeting was held on January 31, 1895 and its first Board of Directors included Hiram Hyatt, William Heffernan, Aikman Carnahan, Zed Benham, William A. Healy, Hamlet Allen, John M. Smith, E.A. Crosson and M.F. Burke.
  • Pulaski Savings Bank
  • 3156 South Morgan Street, Chicago, IL, 60608
  • Pulaski Savings Bank has been in business in Chicago’s Bridgeport community for over a century, we have maintained our customer base because of the way we do business. This business philosophy has paved the way for a bright and profitable future for Bridgeport and the surrounding communities.
  • Mutual Federal Bank
  • 2212 W. Cermak Rd, Chicago, IL, 60608
  • Mutual Federal Bank was established in Chicago, Illinois in 1905 and has been operating continuously since that time. We have built a strong foundation of trust with our customers, providing a secure and dependable banking experience for over 100 years. Our goal is to create a great banking experience for you.
  • Command Financial Group
  • 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
  • Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.