FHA Vs. USDA loan program for Harmony, Beaver County, Pennsylvania

In 2026, the USDA loan ceiling for Harmony, located in the county of Beaver, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today. Establish the necessary income, credit score, reserves, and documents for eligibility. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA options side by side to help you select the right program in for your financial situation.

Exploring USDA and FHA Loan Opportunities in Harmony, PA

The mission of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of the three starting points to connect with lenders and explore USDA loan programs.

What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture and also known as the USDA rural development loan, is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

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Harmony Lenders
(724) 869-3342 Lender's profile and map Ambridge Area Federal Credit Union 401 State Street, Baden, PA, 15005 Lends in Pennsylvania Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District
(724) 266-7675 Lender's profile and map New Alliance FCU 835 Merchant Street, Ambridge, PA, 15003 Lends in Pennsylvania Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations
(412) 749-9554 Lender's profile and map Briar Cliff Financial Services 404 Thorn Street, Sewickley, PA, 15143 Lends in Pennsylvania Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert
(412) 369-3800 Lender's profile and map OMEGA FCU 10455 Perry Highway, Wexford, PA, 15090 Lends in Pennsylvania OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.
(724) 940-2450 Lender's profile and map Ace One Mortgage LLC 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090 Lends in Pennsylvania At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
(724) 933-9300 Lender's profile and map US Mortgage Network 3001 Village Run Rd., Wexford, PA, 15090 Lends in Pennsylvania US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.
(866) 866-5274 Lender's profile and map Kash Mortgage Group, Inc 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090 Lends in Pennsylvania KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.
(888) 219-3159 Lender's profile and map USX Federal Credit Union 1293 Freedom Road, Cranberry Township, PA, 16066 Lends in Pennsylvania USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security
(724) 252-3200 Lender's profile and map CommonRoots Federal Credit Union 1204 Freedom Road, Cranberry Township, PA, 16066 Lends in Pennsylvania CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.