USDA Vs. FHA Pro and Con comparison in Harmony, Beaver County, PA

In 2025, the USDA loan ceiling for Harmony, located in the county of Beaver, PA, is $336,500. Meanwhile, the FHA limit for a single-family home is $472,030.

Utilize Lendersa® USDA loan calculator to assess the best USDA versus FHA rates today. Establish the necessary income, credit score, reserves, and documents for eligibility. Our comprehensive mortgage calculator compares USDA, FHA, Conforming, and VA options side by side to help you select the right program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Harmony, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Opportunities in Harmony, PA

The mission of Lendersa® is to secure the best possible USDA or FHA loan quickly and effortlessly. Choose one of the three starting points to connect with lenders and explore USDA loan programs.

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What is a USDA Loan in PA?

A USDA home loan, guaranteed by the government Department of Agriculture and also known as the USDA rural development loan, is available in rural areas only. Unlike FHA loans requiring a 3.5% down payment, the USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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