USDA Vs. FHA Pro and Con comparison in Baden, Beaver County, PA

In 2025, the USDA loan limit in Baden, Beaver, PA is {DETAILS_LOAN_LIMIT_USDA_1_1}, while the FHA limit for a single-family home is $472,030.

Lendersa® offers a USDA loan calculator to compare today's USDA vs. FHA rates and determine the necessary income, credit, reserves, and documents required for qualification. Our advanced calculator displays USDA, FHA, Conforming, and VA loans side-by-side, assisting you in choosing the best program in for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Baden, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Baden, PA

The goal of Lendersa® is to help you secure the best USDA or FHA loan quickly and easily. Try one of three starting points to connect with suitable lenders and loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan, is available only in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Riverways Federal Credit Union, you’ll have access to all the same services you would use at other financial institutions. The difference is that at Riverways Federal Credit Union, you’ll get a better deal, and you’ll receive better service and also We enjoy helping our members grow financially and work towards their long term goals.
  • Citizens Bank of the Midwest
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  • Citizens Bank of the Midwest is a locally owned bank that is dedicated to building the communities we call home. We are committed to providing the best personalized service for all your financial needs. Stop by any of our three convenient locations and speak to our knowledgeable staff to start banking with us today.
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  • We are a private financial institution for members of our community and surrounding areas. We are a full-service federally insured bank. We provide a large selection of banking products and services, with options to meet every level of need. We offer checking and savings accounts; mortgage loans; personal loans; and small business loans.
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  • Paragon Bank prides itself on offering superior service based on a combination of banking expertise and local knowledge. A full-service bank with a comprehensive package of banking solutions delivered both in person and online, Paragon bankers provide big bank products and capabilities with community bank personal service.
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