USDA Vs. FHA your options comparison in Economy, Beaver County, PA

In 2025, the USDA loan limit for Economy, within Beaver county, PA, is $336,500. For a single-family home, the FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in best aligns with your financial circumstances.

Explore loan offers from 100 lenders

2025 Loan Limits and Downpayment Requirements in Economy, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Economy, PA

Lendersa® is committed to providing you with the best USDA or FHA loans as quickly as possible, free from the hassle. Choose from three starting points that will connect you with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, which is also known as a USDA rural development loan, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Range Lending LLC
  • 67 South Squirrel Road, Auburn Hills, MI, 48326
  • Average mortgage brokers do what's best for them and not for you. At Range Lending, our team of the best and brightest in the mortgage business will find the best loan options for your situation. We recognize that you are a human and not just a loan number, and we treat you accordingly.
  • Parda Federal Credit Union
  • 2601 Cambridge Court, Suite 210, Auburn Hills, MI, 48326
  • PARDA Federal Credit Union is a unique and diverse organization. We pride ourselves in recruiting and retaining top talent to achieve our member service initiatives. We offer challenging positions, opportunities for advancement, and a business environment. PARDA also offers a number of employee benefits
  • iQuote Mortgage LLC
  • 2170 Cass Lake Road, Suite F, Keego Harbor, MI, 48320
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we are a mortgage brokerage that provides excellent service and unmatchable value.
  • Bank of Bird-in-Hand
  • 309 N. Ronks Rd, Bird In Hand, PA, 17505
  • Bank of Bird-in-Hand is a Pennsylvania state-chartered stock savings bank headquartered in Bird-in-Hand, Pennsylvania, which opened in December 2013. The Bank, upon its opening, was the first bank to gain a charter in the United States since 2010 and remains the only bank in PA to open since 2008.
  • Your Mortgage Genie LLC
  • 13205 Sunfield Terrace, Fort Washington, MD, 20744
  • We are a full-service mortgage company for first-time homebuyers servicing MD, Washington DC, VA, and FL. We specialize in Residential Real Estate Loans with options to UNLOCK YOUR DREAMS.What makes Your Mortgage Genie unique is we strive to meet individual goals by offering customized products and investment tools to service your individual goal
  • Potomac Trust Mortgage Company LLC
  • 10009 Indian Queen Point Road, Fort Washington, MD, 20744
  • Potomac Trust Mortgage we are committed to providing customers with the best service and rates available. We are a local company who’s professional staff goes above and beyond to assist our clients with the entire loan process. Our goal is to make the loan process as simple and stress-free as possible.
  • 365 Lending, LLC
  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
  • CLEAR LENDING GROUP
  • 7270 Glascott Ave, West Bloomfield, MI, 48323
  • Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation. In addition, our expertise will allow us to tailor an option to the specifics of your file.
  • The Summit Federal Credit Union
  • 100 Marina Drive, Rochester, NY, 14624
  • The Summit has one of the highest employee retention rates in the industry. It truly cares about its employees, helping them to achieve their personal and professional goals. At The Summit, we are committed to creating an inclusive professional environment where individual differences are respected and valued.