USDA Vs. FHA your options comparison in Economy, Beaver County, PA

In 2026, the USDA loan limit for Economy, within Beaver county, PA, is $336,500. For a single-family home, the FHA cap is $472,030.

Utilize the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and ascertain the income, credit, reserves, and documents needed for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options side by side, enabling you to decide which program in best aligns with your financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Economy, Beaver, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Economy, PA

Lendersa® is committed to providing you with the best USDA or FHA loans as quickly as possible, free from the hassle. Choose from three starting points that will connect you with matching lenders and USDA loan programs.

Lendersa USDA loan inquiry and matching results

Understanding USDA Loans in PA

A USDA home loan, which is also known as a USDA rural development loan, is backed by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Economy Lenders

  • Ambridge Area Federal Credit Union
  • 401 State Street, Baden, PA, 15005
  • Lends in Pennsylvania
  • Ambridge Area Federal Credit Union, NMLS# 785073, was established in Ambridge, Pennsylvania in 1935 for local teachers and their immediate family. For 82 Years, our not-for-profit financial institution has been offering closed membership to employees, their families and students of Ambridge Area School District

  • New Alliance FCU
  • 835 Merchant Street, Ambridge, PA, 15003
  • Lends in Pennsylvania
  • Our mission is to support and strengthen our community through financial stewardship and education, ethical and compassionate business practices and a member-first service attitude. Our hearts, homes, families and friends are here and we have a vested interest in seeing the Pittsburgh region, its businesses and organizations

  • Briar Cliff Financial Services
  • 404 Thorn Street, Sewickley, PA, 15143
  • Lends in Pennsylvania
  • Briar Cliff Financial Services has made over $29 million in commercial mortgage loans on all types of collateral, including single-family, multi-family, retail, office, mixed-use, light industrial, and undeveloped land. Briar Cliff is a direct, privately owned mortgage lender specializing in small to medium size commercial mortgage loans on propert

  • OMEGA FCU
  • 10455 Perry Highway, Wexford, PA, 15090
  • Lends in Pennsylvania
  • OMEGA FCU is led by a volunteer Board of Directors elected by the membership. The Board of Directors establishes the policies of OMEGA FCU and advises on our day to day operations. OMEGA FCU follows conservative investment practices and we lend responsibly. OMEGA Federal Credit Union was founded in 1940.

  • Ace One Mortgage LLC
  • 3000 Stonewood Drive, Suite 110, Wexford, PA, 15090
  • Lends in Pennsylvania
  • At Ace One Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.

  • US Mortgage Network
  • 3001 Village Run Rd., Wexford, PA, 15090
  • Lends in Pennsylvania
  • US Mortgage Network. We’ve been helping clients obtain home loans and refinance existing mortgages since 1997. We promise to treat you like a person with a dream—and not a number on a piece of paper. We’re known for our out-of-this world customer service. Our clients return again and again for their home loans over the years.

  • Kash Mortgage Group, Inc
  • 5000 Stonewood Dr, Suite 230, Wexford, PA, 15090
  • Lends in Pennsylvania
  • KASH Mortgage Group specialists are licensed and professionally cross-trained to analyze and consult on all aspects of the mortgage preparation process including credit history, employment, and extenuating circumstances associated with divorce, loss of employment, medical and financial hardships.

  • USX Federal Credit Union
  • 1293 Freedom Road, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • USX FCU was founded in 1938 by several United States Steel Corporation employees with a mission to educate its members about financial matters and help them manage their daily financial affairs and also to provide members with advantages in every aspect of their financial lives and giving them the confidence of financial security

  • CommonRoots Federal Credit Union
  • 1204 Freedom Road, Cranberry Township, PA, 16066
  • Lends in Pennsylvania
  • CommonRoots Federal Credit Our goal is and always has been to help each and every one of our members to achieve their financial goals and be good stewards of their resources. The founding fathers of our credit union could not have predicted the important role the organization would play in the lives of so many individuals.