USDA VS FHA in Arlington-Heights, Monroe County, PA

In the year 2025, within Arlington-Heights, located in the county of Monroe, PA, the USDA loan limit is specified as $285,000. Comparatively, the FHA limit for a single-family residence is $356,362.

The Lendersa® USDA loan calculator is an essential tool for evaluating today’s optimal USDA versus FHA rates. It helps you determine key details such as income, credit score, reserves, and required documents needed for qualification. With our advanced mortgage calculator, you can view and compare USDA, FHA, Conforming, and VA loan programs, assisting in deciding which option aligns best with your financial needs in .

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Loan Ceilings and Downpayment Requirements for 2025 in Arlington-Heights, Monroe, PA

Type of Loan Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Paths in Arlington-Heights, PA

The mission of Lendersa® is to quickly connect you with the best USDA or FHA loan options without unnecessary effort. Start by selecting one of three foundational paths that will result in matching you with appropriate lenders and connecting to USDA loan programs.

Lendersa USDA loan request matching results

Understanding USDA Loans in PA

A USDA home loan, backed by the government Department of Agriculture, known also as the USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment, offering a financial benefit for eligible rural borrowers.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Transtar Federal Credit Union
  • 12930 Northwest Freeway, Houston, TX, 77040
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  • PrimeWay Federal Credit Union
  • 12811 Northwest Freeway, Houston, TX, 77040
  • PrimeWay is a not-for-profit financial cooperative with multiple branches, local to the Houston area (including Harris County, Fort Bend County and Washington County). At PrimeWay we believe that the best way to build strong communities is to help the families in our community create their own financial strength.
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  • Allegiance Bank is a full-service Houston community bank focused on providing banking services primarily for small to medium-sized businesses, owners and individuals in the greater Houston and surrounding area and to their employees, families and friends. We focus on establishing long-term relationships and recognize that each customer is unique.
  • Capital ABC Funding Mortgage Inc
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  • Capital ABC Funding Mortgage Inc will guide you through the process & make it worry-free to improve your interest rate & monthly payment. We can even help you pay down your balance more quickly for a comparable monthly payment. Our motto "Customer for Life" are not just words, we have done Real Estate & Mortgage loans to third generation families.
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  • New City Mortgage and the loan team have the experience, expertise, and loan programs that you need. Fast closings and more loan products make the difference. Our mission is to provide financing to help you buy the home you want, fast and also New City Mortgage has the experience, expertise, and loan programs.
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  • Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
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  • Blackstone Mortgage LLC
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  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
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  • Main Street Mortgage Company
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  • "Main Street Mortgage Company, NMLS 296814 We are a trusted residential mortgage loan originator with experience and honest personal service for your largest financial investment - your home. We combine old fashioned values with current technology to give you the service you deserve"