USDA Vs. FHA your options comparison in Stroudsburg, Monroe County, PA
As of 2025, the USDA loan limit for Stroudsburg, situated in Monroe county, PA, is set at $336,500. In contrast, the FHA loan limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, and determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program for your specific financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Stroudsburg, County of Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Stroudsburg, PA
The goal of Lendersa® is to swiftly secure the optimum USDA or FHA loan for you without hassle. Choose from three starting options to link you up with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is solely available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
Serving Texans since 1900, Oakwood State Bank was charted in Oakwood, Texas. 116 years later, it had the distinction of being the Smallest Bank in the United States.... Until a group of seasoned and very experienced bankers came together with a business plan to raise capital from investors, acquire the bank in Oakwood.
TBK Bank, SSB, is a subsidiary of Triumph Bancorp, Inc., a Texas-state savings bank headquartered in Dallas, Texas. We offer commercial and consumer banking products focused on meeting client needs in Iowa, Illinois, Colorado, Kansas, and Texas. We also offer deposit products through our Dallas branch.
As a Texas community bank, Veritex Community Bank take the time to get to know you and your financial needs. We're able to make banking decisions when you need them – right now, right here, locally. Whether you need a business loan, a car loan, a home loan or classic banking services like savings and checking accounts, we're your bank.
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Gentec Mortgage is now an official preferred partner of KW Fort Worth and KW Johnson County. Great leadership and great agents. We are happy to have been chosen to be a part of their rapid growth. An innovative, down-to-Earth mortgage company. No games...no gimmicks. Just low rates and great service.
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6060 N. Central Expressway, Suite 500, Dallas, TX, 75206
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At Imagine Lending we provide our customers with the best rates and the best service.
We offer mortgage refinance loans, home purchase loans, and home equity loans. We also specialize in loans for people with bad credit and can offer free credit repair.
And we are a discount lender, which means we close a high volume of loans.
Tatom Lending is a Mortgage Brokerage firm with an emphasis on educating, empowering, and protecting homeowners, home loan borrowers, and home buyers. We offer honest solutions to the lending process with the utmost respect for integrity and our client's financial goals. We work for you; and our existence depends on your success.
8350 North Central Expressway, Suite 1900, Dallas, TX, 75206
BobMortgage clients are entitled to a better experience than the industry provides and I'm committed to delivering it. I have been blessed to have provided financing to over 25, 000 families for over 5 billion in loan volume. Providing financing to all those families, give my new clients the benefit of working with one of the nation's.
