USDA Vs. FHA Pro and Con comparison in Stroudsburg, Monroe County, PA
As of 2025, the USDA loan limit for Stroudsburg, situated in Monroe county, PA, is set at $336,500. In contrast, the FHA loan limit for a single-family residence is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, and determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program for your specific financial needs in .
Loan Limits and Down Payment Requirements for 2025 in Stroudsburg, County of Monroe, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Stroudsburg, PA
The goal of Lendersa® is to swiftly secure the optimum USDA or FHA loan for you without hassle. Choose from three starting options to link you up with lenders and explore USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is solely available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.
Peoples Bank exists to place the needs of our employees, customers, and shareholders at the center of everything we do. We focus attention on the needs of local families, businesses, towns, and farmers. We take local deposits and then make loans back into the neighborhoods where our depositors live and work.
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City Bank has more than $3 billion in assets with 25 full-service banking locations and 13 mortgage loan production offices throughout Texas and New Mexico. Since 1941, City Bank has been committed to offering its customers revolutionary products and services to stay in touch with their needs.
HubCity Lending is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses.
Fort Collins Mortgage LLc, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dreams and we work hard to be leaders in the industry, to stand out from the competition, and, above all.
1662 South Idalia Circle, Unit P, Aurora, CO, 80017
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
6349 South Padre Island Dr, Corpus Christi, TX, 78412
Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.
AT AimMortgage We look forward to putting our mortgage services to work for you!
We offer the best mortgage tools available on the Internet - easy, convenient, online shopping for the best loan programs, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing
First National Bank of Gillette was founded in 1963 by Teno Roncalio and other members of the local business community. In 1965, Raymond Saunders purchased the majority interest in FNB and became Chairman. Today, Raymond’s son, Sam, has taken the reins as President & CEO. Sam ensures the vision of FNB remains
Bank of Colorado is a family-owned, locally managed, Colorado community bank with a 38-year history in Colorado guided by a strong community-banking model of local management and local control. Bank of Colorado is known for its strength and stability, superior customer service and active involvement in the communities it serves.
