USDA Loan Vs. FHA loan for Stroudsburg, PA [Monroe County ]

As of 2026, the USDA loan limit for Stroudsburg, situated in Monroe county, PA, is set at $336,500. In contrast, the FHA loan limit for a single-family residence is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's USDA versus FHA best rates, and determine the necessary income, credit score, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA options side by side, helping you choose the most appropriate program for your specific financial needs in .

USDA and FHA Loan Options in Stroudsburg, PA

The goal of Lendersa® is to swiftly secure the optimum USDA or FHA loan for you without hassle. Choose from three starting options to link you up with lenders and explore USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, guaranteed by the Department of Agriculture and known as a USDA rural development loan or mortgage, is solely available in rural neighborhoods. Unlike FHA loans that require at least a 3.5% down payment, USDA mortgages require no down payment whatsoever.

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Stroudsburg Lenders
(855) 713-8001 Lender's profile and map ESSA Bank & Trust 200 Palmer Street, Stroudsburg, PA, 18360 Lends in Pennsylvania ESSA Bank & Trust (ESSA) was established in 1916 when Mr. John Gish founded the East Stroudsburg Building & Loan Bank in East Stroudsburg, PA. A number of strategic mergers during the early years resulted in a name change to East Stroudsburg Savings Association. As a result, by 1971, assets had grown to $20 million dollars
(570) 421-5585 Lender's profile and map NE PA Community Federal Credit Unio 337 Clay Avenue, Stroudsburg, PA, 18360 Lends in Pennsylvania NE PA Community Federal Credit Union’s mission is to provide the best banking experience for our members. Established in 1960, NE PA is always striving to deliver great rates, innovative financial products and services, and unbeatable member service. Serving Monroe and Pike Counties since 1960. Federally Insured by NCUA. Equal Housing Lender.
(610) 881-4422 Lender's profile and map The Mortgage Professionals LLC 122 East First Street, Wind Gap, PA, 18091 Lends in Pennsylvania A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.
(570) 476-3338 Lender's profile and map Pocono Medical Center Federal Credit Union 206 East Brown Street, East Stroudsburg, PA, 18301 Lends in Pennsylvania Pocono Medical Center Federal Credit Union Credit Unions began with a simple concept: Members pool their savings and lend to each other. Credit Union founders had a motto: "Not for profit, not for charity, but for service The Federal Credit Union was signed into law in 1934 and remains the guiding set of rules for federal credit unions today
(610) 826-2239 Lender's profile and map First Northern Bank & Trust PO Box 217, Palmerton, PA, 18071 Lends in Pennsylvania First Northern Bank & Trust Co, originally founded in 1907 as First National Bank of Palmerton, is the sole-subsidiary of Palm Bancorp, ( a unitary bank holding company). We are now a Fed-Member, State chartered bank with11 branches in four counties across Northeast Pennsylvania, including Monroe, Carbon, Lehigh and Northampton.
(610) 262-7811 Lender's profile and map Northampton Area School District Employees Credit Union 2014 Laubach Avenue, Northampton, PA, 18067 Lends in Pennsylvania A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
(610) 882-8800 Lender's profile and map Embassy Bank for the Lehigh Valley 100 Gateway Drive, Bethlehem, PA, 18017 Lends in Pennsylvania Embassy, we’re committed to helping you make your financial journey a success. By offering the best in reliable, innovative, customized banking solutions, attentive personal service and expert professional guidance, we will provide a secure base from which you can explore your financial potential. Whether you’re an individual, a family or a busines