USDA VS FHA in Hamilton, Monroe County, PA

In 2026, the USDA loan limit for Hamilton, in the county of Monroe, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates. Assess the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial circumstances.

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2026 Loan Limits and Downpayment Requirements in Hamilton, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hamilton, PA

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loans, free from hassle. Choose one of three starting paths that lead to matching lenders along with USDA loan programs.

Lendersa USDA loan query and matching results

What Is a USDA Loan in PA?

A USDA home loan, alternatively called a USDA rural development loan, is guaranteed by the Department of Agriculture. Available in rural neighborhoods, unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Brooklyn Cooperative Federal Credit Union
  • 1474 Myrtle Avenue, Brooklyn, NY, 11237
  • Brooklyn Cooperative Federal Credit Union As your community development credit union, our mission is to support the economic development of our neighborhoods through consumer, business, and home loans and core financial services. Today Brooklyn Cooperative is helping to revitalize Bushwick and Bedford-Stuyvesant

  • Franklin Mint Federal Credit Union
  • 5 Hillman Drive, Suite 100, Chadds Ford, PA, 19317
  • Franklin Mint Federal Credit Union has provided financial products and services to its members in the greater Philadelphia region and beyond since 1970. FMFCU presently ranks ninth in asset size among Pennsylvania credit unions and remains the largest financial institution headquartered in Delaware County, Pennsylvania. FMFCU has 100, 000 members

  • RH Cooper Ltd
  • 225 Wilmington West Chester Pike, Suite 200, Chadds Ford, PA, 19317
  • At R.H.Cooper Ltd., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible.We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders

  • STATE FINANCIAL NETWORK
  • 5 Hillman Drive, Suite 300, Chadds Ford, PA, 19317
  • "State Financial Network (SFN) is a wholly owned Credit Union Service Organization (CUSO), offering a unique blend of credit union philosophy and mortgage lending and servicing expertise.
    SFN has a nationwide servicing portfolio and a staff trained to handle your members in a personal, professional and efficient manner – just as you would."

  • CONCORD ONE FINANCIAL, LLC
  • 5 Christy Drive, Chadds Ford, PA, 19317
  • Concord Home Mortgage we have world class technology that allows you to enjoy a totally digital mortgage process, we are also happy to give world class service and walk you through every step of the process. We enjoy getting to know our customers whether it be over the phone or face to face in our office in Chadds Ford, Pennsylvania.

  • SUMA Federal Credit Union
  • 125 Corporate Boulevard, Yonkers, NY, 10701
  • SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.

  • All in Mortgage Inc
  • 1133 Naamans Creek Road, Garnet Valley, PA, 19060
  • All In Mortgage utilizes its industry-leading A.I.M method for delivering speed, accuracy, and quality to its customers for their loans and purchasing a home or refinancing your existing mortgage loan, we have the products for you! As a mortgage broker, All In Mortgage leverages our relationships with wholesale lenders to find the products.

  • Channel Mortgage
  • 55-25 69th Street, 1st Floor, Maspeth, NY, 11378
  • Channel Mortgage is a dynamic mortgage company, dedicated to helping customers connect the dots on their path to home ownership. The Company’s leadership has over 50 years combined experience in the mortgage business. Channel Mortgage is a 100 percent referral based business. We do not expend resources on slick advertising and other misleading gimm

  • The Funding Guy
  • 15 Elizabeth Place, Yonkers, NY, 10703
  • At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms.
    The sole purpose of our firm is to deliver growth capital to the hotelier, restaurateur, and emerging entrepreneur to facilitate their growth.
    Since our inception in 1999, we’ve helped hundreds of small businesses"

  • The Gratz Bank
  • 32 West Market Street, Gratz, PA, 17030
  • The Gratz Bank! With the commitment to carry forward unparalleled client service, The Gratz Bank is honored to positively impact lives. We assure you that our mission to execute a significant client experience and competitive product offering will continue to grow as our business expands.