USDA and FHA Pro and Con in Hamilton, Monroe County, PA

In 2025, the USDA loan limit for Hamilton, in the county of Monroe, PA, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates. Assess the income, credit, reserves, and documents needed for eligibility. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the best program in for your financial circumstances.

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2025 Loan Limits and Downpayment Requirements in Hamilton, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Hamilton, PA

The aim of Lendersa® is to swiftly provide you with the best USDA or FHA loans, free from hassle. Choose one of three starting paths that lead to matching lenders along with USDA loan programs.

Lendersa USDA loan query and matching results

What Is a USDA Loan in PA?

A USDA home loan, alternatively called a USDA rural development loan, is guaranteed by the Department of Agriculture. Available in rural neighborhoods, unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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