USDA and FHA Pro and Con in Ross, Allegheny County, PA
For 2025, the USDA loan cap in Ross, located in Allegheny county, PA, stands at $336,500, whereas the FHA loan cap for a single-family house is $472,030.
Utilize the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, and assess the necessary income, credit scores, reserves, and documentation for qualification. Our sophisticated mortgage calculator allows comparison of USDA, FHA, Conforming, and VA loans side by side, helping you decide the best program for your financial needs in .
2025 Loan Caps and Down Payment Requirements in Ross, Allegheny county, PA
Type of Loan
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conforming Conventional
$726,200
3%
Exploring USDA and FHA Loans in Ross, PA
The goal of Lendersa® is to efficiently provide you with the premier USDA or FHA loans with minimal fuss. Choose from three starting points to connect with lenders and USDA loan schemes.
A USDA home loan is backed by the government through the Department of Agriculture and is also known as a USDA rural development loan or USDA mortgage. This type of loan is applicable only in rural communities. Unlike FHA loans which require a minimum down payment of 3.5%, USDA mortgages require no down payment at all.
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