USDA Vs. FHA Pro and Con comparison in Ashland, Schuylkill County, PA

In 2025, within Schuylkill county, Ashland, state of PA, the USDA loan limit is set at $336,500, whereas for a single-family house, the FHA limit is $472,030.

Leverage the Lendersa® USDA loan calculator to compare current USDA versus FHA top rates, establishing what income, credit parameters, reserves, and documentation are necessary for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, aiding in your decision on the most suitable program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Ashland, Schuylkill County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Ashland, PA

The objective of Lendersa® is to quickly and smoothly provide you with the best USDA or FHA loan available. Choose from one of three entry points that streamline connecting with lenders and exploring USDA loan offerings.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in PA

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and specifically available for rural areas. Distinct from FHA loans, requiring a minimum down payment of 3.5%, a USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • First Security Bank MS
  • 295 Highway 6 West, Batesville, MS, 38606
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  • Advantage Credit Union membership is available to anyone who lives or works in Jasper County or 18 other counties in Central Iowa. In 1937, 14 individuals signed the articles of incorporation to form a credit union then called Local 1116 UERMWA Credit Union. At Advantage Credit Union, we treat our members like they own the place because they do!
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  • 85 Outer Drive, Silver Bay, MN, 55614
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  • Founded in 1954, Infuze Credit Union takes extraordinary pride in our long tradition of serving the financial needs of our members, both military, and civilians. The credit union has grown from providing financial resources to those serving at Fort Leonard Wood, MO, to serving more than 27, 000 members throughout the United States.