USDA Vs. FHA your options comparison in St.-Clair, Schuylkill County, PA
In 2025, the USDA loan limit in St.-Clair, located in Schuylkill County, PA, is $285,000. In contrast, the FHA loan limit for a single-family home is $356,362.
Utilize Lendersa® USDA loan calculator to gauge the best rates available between USDA and FHA loans today, and identify the income, credit, reserves, and documentation necessary for qualification. Our sophisticated mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA loans to aid you in selecting the best program for your financial situation in Alabama.
2025 Loan Limits and Down Payment Requirements in St.-Clair, Schuylkill County, PA
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in St.-Clair, PA
At Lendersa®, our goal is quickly to bring you the most favorable USDA or FHA loan with ease. Choose one of three starting points to match with lenders offering USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—alternatively referred to as a USDA Rural Development Loan or USDA Mortgage—is exclusively available in rural areas. Unlike FHA loans, which mandate a minimum 3.5% down payment, USDA loans require no down payment at all.
Jon Lopez is the the founder of the Market Financial Mortgage company is 30 years of lending experience helps navigate the process. Mortgage Bankers are the best source in helping provide the best guidance towards the right financial path and strategy for your needs. My 30 years of lending experience helps navigate the process with compentance
Capital Works Mortgage opened its doors as an independent locally owned firm in 2013. In addition, each mortgage professional on the team has more than 10 years of experience in the banking and finance industry. Capital Works offers a full suite of services to meet any of your real estate financing needs with the goal
Platte River Mortgage & Investments, Inc. was founded in 2005 based on the principal that more favorable model could be developed for structuring mortgage loans and providing a higher level of service. Remaining purposefully small as a boutique mortgage company, we have grown our business through referrals from existing clients
2828 North Speer Blvd, Suite 210-5, Denver, CO, 80211
Colorado Short Term Funding (COST Fund) is a Colorado-based private capital, hard money lending, and private mortgage lender. We provide loans to private investors looking to aquire residential properties throughout the state of Colorado and the nation. You can be assured you will get the best service, funding, and information for your real estate.
Founded by Terri Mickelsen in 2017, Clean Energy Credit Union is a financial institution focused solely on providing customized loans that reduce the cost of clean energy products and services for individuals who seek to make a positive impact on this world. Our team is passionate about promoting clean energy in order to protect our environment.
Modlending, Inc. is an equal housing opportunity mortgage company. We are pledged to the letter and spirit of the United States policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing.
Intelligent Investments, Inc. was established in 1999. We only hire highly experienced industry professionals. Our professional team is critical to the long-term success of our company. Experience and professionalism offer our clients the tools needed to help them understand the loan process.
Mark Hemingway is a Colorado Mortgage Broker that is licensed and bonded with over 13 years of experience. He previously worked for a nationwide lender and brings that experience to now be able to assist with homeowners and potential buyers and their financial needs. Security Financial Services is your mortgage broker for life.
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
