USDA Vs. FHA your options comparison in Pottsville, Schuylkill County, PA

In the year 2025, the USDA loan limit in Pottsville, part of Schuylkill county in PA, is $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA programs side by side, helping you decide which program in is ideal for your specific financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Pottsville, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigating USDA and FHA Loan Options in Pottsville, PA

The goal of Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and without complication. Start by choosing one of three paths to connect with well-suited lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, sometimes referred to as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and is designed exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Purpose Funding Inc.
  • 27651 La Paz Road, Suite 200, Laguna Niguel, CA, 92677
  • Purpose Funding is a premium mortgage brokerage dedicated to providing affordable home loans for customers with various types of credit history. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the best & lowest rates available.
  • Hayward Capital, Inc.
  • 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
  • Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
  • True Point Lending
  • 28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
  • If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • JDR Mortgage
  • 30025 Alicia Pkwy, Suite 557, Laguna Niguel, CA, 92677
  • Our mission is to serve our customers with honesty, integrity & competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Private Loan Management
  • 30262 Crown Valley Pkwy B884, Laguna Niguel, CA, 92677
  • Private Loan Management started a loan company together in 1999 and it blossomed into something we could never have imagined. With that said, our experience is 2nd to none. With over 1.5 Billion in loan closings and over 5,000 units, we have certainly done our fair share of underwriting and investing.
  • 1st American Funding
  • PO Box 7537, Capo Beach, CA, 92624
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Independent Lending
  • 120 Vantis Dr Suite 300, Aliso Viejo, CA, 92656
  • Since 2001, I have had the opportunity to help over 1,000+ clients buy refinance their properties. I understand the value and freedom that can be created with the right refinance strategy. Whether you are refinancing your 1st, 4th or 10th investment property my team and I understand how to create the right mortgage strategies that meet your needs a
  • Capstone Federal Credit Union
  • 3 Polaris Way, Suite 31B, Aliso Viejo, CA, 92656
  • Capstone Federal Credit Union is a federally insured, member owned financial cooperative. Our purpose is to serve our members by providing savings, loans & other services in a convenient, equitable & competitive manner. Our members are the bedrock of our credit union. Member-owned & not-for-profit, we're a financial cooperative that puts your
  • Cory DePass Team
  • 85 Argonaut, Suite 100, Aliso Viejo, CA, 92656
  • With our team of experts, we have made the home buying process quicker, simpler and more affordable for you. We provide what we call the ‘Home Buyer’s Advantage’ We help you move your offer to the top of the stack. So that you can get your dream home even if other buyers are bidding higher