USDA VS FHA in Pottsville, Schuylkill County, PA

In the year 2025, the USDA loan limit in Pottsville, part of Schuylkill county in PA, is $336,500, whereas the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to compare the top USDA and FHA rates available today. Determine the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA programs side by side, helping you decide which program in is ideal for your specific financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Pottsville, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Navigating USDA and FHA Loan Options in Pottsville, PA

The goal of Lendersa® is to ensure you obtain the best possible USDA or FHA loan quickly and without complication. Start by choosing one of three paths to connect with well-suited lenders and USDA loan options.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, sometimes referred to as a USDA mortgage or rural development loan, is backed by the Department of Agriculture and is designed exclusively for rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans necessitate no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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