USDA Vs. FHA your options comparison in Frackville, Schuylkill County, PA

In 2026, the USDA loan limit for Frackville in the county of Schuylkill, PA, stands at $336,500, whereas the FHA loan limit for a single-family home is set at $472,030.

The Lendersa® USDA loan calculator can assist you in comparing the best current rates between USDA and FHA loans, as well as evaluating the income, credit score, reserves, and documentation required to qualify. Our sophisticated mortgage calculator places USDA, FHA, Conforming, and VA loan options side by side, helping you determine the best program in for your financial scenario.

Browse loan offers from 100 different lenders.

2026 Loan Limits and Down Payment Requirements in Frackville, Schuylkill, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Options for USDA and FHA Loans in Frackville, PA

Lendersa® is committed to helping you quickly and easily secure the best USDA or FHA loan. Choose from three different approaches that connect you with lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or mortgage, is available solely in rural regions. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages require no down payment, making them a compelling option.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • OMT Mortgage offers service that is unmatched for all of our clients. Your complete satisfaction of our service and representation is our primary goal. There are many options and nuances of a mortgage transaction, and only an experienced and honest loan officer can help provide you with your best loan option or options.

  • Pacific Home Funding
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  • Pacific Home Funding We understand what a significant part of your life your home represents. Representing security for your family, membership in a community and your most important financial investment – we stand ready to help guide you smoothly along the road to successful home ownership

  • Oregon Community Credit Union | OCCU
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  • Oregon Community Credit Union was founded more than 50 years ago in Eugene by a small group of passionate people. Years of taking great care of our members and providing the best possible financial services has made us the second largest state-chartered credit union in Oregon. Today, we serve 28 counties including Benton, Clackamas, Columbia, Lane.

  • Business Loan Services
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  • Full Force Funding LLC
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  • Revive Mortgage, Inc.
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  • Revive Mortgage and has extensive knowledge in the Mortgage and Financing business. With a Bachelors Degree in Finance and personal hands on experience in Real Estate, Real Estate Investing and Mortgages he is able to help his clients navigate through the entire process seamlessly and effortlessly.

  • TSG Lending Inc
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  • TSG Lending providing a more productive environment to work in. For example, through our website you can submit a complete on-line, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

  • Continental Mortgage Operations
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  • Our experienced professionals are driven to attain premier financing options to best suit your financing needs. Providing over 30 years of quality service to California Residents, you can feel confident in trusting your financing needs to us.Our Operatives have a wealth of knowledge & are focused on helping you achieve the dream of home ownership.

  • MAE Capital Real Estate and Loan
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  • Commerce Financing Home Mortgage
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