In 2026, the USDA loan limit in Athens, situated in Bradford County, PA, is $336,500, while the FHA limit for a single-family home stands at $472,030.
Utilize the Lendersa® USDA loan calculator to compare top USDA against FHA rates available today, and determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can review USDA, FHA, Conforming, and VA options side by side, supporting your decision on the most fitting program in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $336,500 | 0% | |
| FHA | $472,030 | 3.5% | |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to efficiently connect you with the best USDA or FHA loan without hassle. Choose from one of three initial steps designed to match you with suitable lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture, also referred to as a USDA rural development loan or USDA mortgage, is available only in rural areas. Unlike FHA loans that necessitate a minimum 3.5% down payment, USDA loans do not require any down payment, offering a significant advantage to eligible rural buyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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