USDA and FHA Pro and Con in Tunkhannock, Monroe County, PA

In 2025, the USDA loan limit in Tunkhannock, within the county of Monroe, PA, stands at $336,500, whereas the FHA limit for a single-family home is $472,030.

Take advantage of the Lendersa® USDA loan calculator to compare today’s best USDA and FHA rates, determining the required income, credit score, reserves, and needed documents for qualification. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA options side by side, assisting you in selecting the optimal program for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Tunkhannock, Monroe, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Opportunities in Tunkhannock, PA

The objective of Lendersa® is to quickly provide you with the best USDA or FHA loan, free of hassle. Opt for one of three starting points that connect you with appropriate lenders and USDA loan programs.

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Understanding USDA Loans in PA

A USDA home loan, supported by the government Department of Agriculture, is also referred to as a USDA rural development loan or USDA mortgage. It is designed specifically for rural areas only. Unlike FHA loans which require at least a 3.5% down payment, the USDA mortgage allows for home purchase with no money down.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Singing River Federal was organized in 1953 by the employees of International Paper (Southern Craft Mill) as a fair-rate financial cooperative. Today, Singing River Federal's more than 28, 000 members have more than $230 million in assets. Anyone who lives, works, worships or attends school in Jackson
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  • Citizens FSB has a very a rich heritage! As you will see it is the foundation of what we believe to be the strongest regional financial institution in the country.Citizens FSB is a Commercial Real Estate lender & a Preferred Home Loan provider and is a preferred home loan provider with emphasis on competitive interest rates & low closing costs.
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