USDA Vs. FHA your options comparison in Tunkhannock, Wyoming County, PA

In 2026, the USDA loan limit for Tunkhannock, in Wyoming County, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, examining the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator displays USDA, FHA, Conforming, and VA options together, helping determine which program best suits your financial needs in .

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2026 Loan Limits and Down Payment Requirements in Tunkhannock, Wyoming County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Tunkhannock, PA

At Lendersa®, our goal is to swiftly and seamlessly connect you with the best USDA or FHA loan available. Choose one of three starting options that pair you with matching lenders and appropriate USDA loan programs.

Results from Lendersa USDA loan request matching process

Understanding USDA Loans in PA

A USDA home loan, assured by the U.S. Department of Agriculture, also known as a USDA rural development loan or mortgage, is specifically available in rural neighborhoods. Unlike FHA loans that require a minimum 3.5% down payment, USDA loans do not require any down payment, providing a significant benefit for eligible buyers in rural areas.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tunkhannock Lenders

  • P&G Mehoopany Employees Federal Credit Union
  • 15 Lane Hill Road, Tunkhannock, PA, 18657
  • Lends in Pennsylvania
  • P&G Mehoopany Employees Federal Credit Union is a not-for-profit cooperative financial institution that is owned and controlled by the members. The Credit Union is not-for-profit, not for charity but for service. The Credit Union provides many of the same products and services as other financial institutions.

  • United Financial Insurance Group, LLC.
  • 2061 W. La Plume Rd, La Plume, PA, 18440
  • Lends in Pennsylvania
  • United Financial Insurance Group, LLC. is a national real estate capital services company and an originator of commercial real estate debt and equity transactions. We combine in-depth market expertise, passion for our work, and a willingness to break new ground to provide our clients with the ultimate customer experience.

  • Citizens Savings Bank
  • 500 South State Street, Clarks Summit, PA, 18411
  • Lends in Pennsylvania
  • Citizens Savings Bank is a local community bank that has been serving Northeastern PA for over 100 years. We have 7 locations and offer 24/7 online services such as mobile banking with mobile check deposit & online banking and bill pay.

    Customers can easily open an account or apply for a loan online.

  • Hemisphere Home Loans
  • 421 Northern Boulevard South, Abington Township, PA, 18411
  • Lends in Pennsylvania
  • Hemisphere Home Loans is licensed by the Pennsylvania Department of Banking & Securities. We have been helping homeowners achieve their goals since 1999. We take pride in providing a professional yet personal experience for each and every borrower steve has been in the mortgage industry for over 25 years and takes pride in helping each borrower.

  • UFCW Community Federal Credit Union
  • 377 Wyoming Avenue, Wyoming, PA, 18644
  • Lends in Pennsylvania
  • UFCW Community Credit Union is a non-profit financial institution. Our financial services are offered with you as our first priority.

    As a member, you have access to a wide range of quality services and benefits. Our financial services are competitively priced and convenient. With all of your personal banking services all in one place.

  • Whitehall Mortgage Financial
  • 306 S Keyser Ave, Old Forge, PA, 18518
  • Lends in Pennsylvania
  • Whitehall Mortgage has been providing Residential Home Mortgage Loans throughout the Commonwealth of Pennsylvania for over three decades. The father and son duo, Douglas and Dallas, use their Northeasten PA roots and knowledge to best serve this area with the best mortgage service.

  • Back Mountain FCU
  • 1501 South Memorial Highway, Suite 102, Shavertown, PA, 18708
  • Lends in Pennsylvania
  • Back Mountain Federal Credit Union of Shavertown, Pennsylvania has been in service since 1974. We offer prompt, friendly, and courteous service to its members. We have a history of offering very attractive rates due to low overhead and strong expense controls. Our Board of Directors and all committee members are unpaid (volunteer).

  • The Luzerne Bank
  • 118 Main Street, Luzerne, PA, 18709
  • Lends in Pennsylvania
  • Penns Woods Bancorp, Inc, is the bank holding company for Jersey Shore State Bank (JSSB) and Luzerne Bank (LUZ). It was incorporated in Pennsylvania on January 7, 1983, with JSSB as a wholly owned subsidiary and later acquired Luzerne Bank on June 1, 2013. In October 2000, JSSB acquired the M Group, Inc. D/B/A The Comprehensive Financial Group.

  • Peoples Security Bank and Trust Company
  • 150 North Washington Avenue, Scranton, PA, 18503
  • Lends in Pennsylvania
  • Peoples Security Bank & Trust Company is headquartered in Scranton, Pennsylvania, and is one of the largest community banks in Eastern Pennsylvania, with a footprint stretching from Binghamton, New York down through the Endless Mountains into the Greater Scranton Area, the Poconos, Lehigh Valley, Greater Delaware Valley, Greater Pittsburgh Region i