USDA Vs. FHA your options comparison in Sayre, Bradford County, PA

As of 2026, the USDA loan limit in Sayre, within Bradford, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the current top rates for USDA vs. FHA loans, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Sayre, Bradford, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sayre, PA

Lendersa® aims to quickly provide you with the best possible USDA or FHA loan without hassle. Start with one of three pathways to connect with matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan, is accessible only in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Sayre Lenders

  • Guthrie Community Credit Union
  • 104 N Elmer Avenue, Sayre, PA, 18840
  • Lends in Pennsylvania
  • Guthrie Community Credit Union is a member-owned, not-for-profit financial cooperative. GCCU is federally insured by NCUA and an Equal Housing Lender Guthrie Community Credit Union is a full-service financial institution based in Sayre, PA.Our Mission is to provide members with the highest quality financial services.

  • PS Bank PA
  • 76 Church St, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Bank opened for business on December 14, 1914 as Peoples State Bank of Wyalusing. The Bank was the 444th bank to be insured by the Federal Deposit Insurance Corporation and maintains that same FDIC number today. PS Bank is one of the oldest banks in the country. In 1998, the Bank opened an insurance and investment products division.

  • PS Bank
  • 76 Church Street, Wyalusing, PA, 18853
  • Lends in Pennsylvania
  • PS Mortgage is a full service mortgage lender. Member FDIC and Equal Housing Lender.. PS Mortgage is the most efficient and simplest way to manage buying a home.

    Everyone as PS Mortgage worked extremely hard to get me the home I wanted. There was consistent communication, and they went above and beyond when things didn't go according to plan.