USDA Vs. FHA your options comparison in Sayre, Bradford County, PA

As of 2026, the USDA loan limit in Sayre, within Bradford, PA, is $336,500, while the FHA limit for a single-family home is $472,030.

Make use of the Lendersa® USDA loan calculator to compare the current top rates for USDA vs. FHA loans, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, helping you choose the most suitable program in for your financial scenario.

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2026 Loan Limits and Down Payment Requirements in Sayre, Bradford, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sayre, PA

Lendersa® aims to quickly provide you with the best possible USDA or FHA loan without hassle. Start with one of three pathways to connect with matching lenders and access USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

The USDA home loan, guaranteed by the Department of Agriculture and also called a USDA rural development loan, is accessible only in rural areas. Unlike FHA loans that need a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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    Mobile and traditional directions to this location can be found below along with ratings, lobby hours, their phone number

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