USDA Vs. FHA your options comparison in Towanda, Bradford County, PA

For the year 2025, the USDA loan limit set for Towanda, located in Bradford County, PA, is $336,500. Comparatively, the FHA loan limit for a single-family home stands at $472,030. Understanding these limits is crucial for those planning their finances towards purchasing a home.

Utilize the Lendersa® USDA loan calculator for a comparison of the best rates between USDA and FHA loans today. This tool assesses income, credit rating, reserves, and necessary documentation to qualify. Our advanced mortgage calculator lets you examine USDA, FHA, Conforming, and VA programs concurrently, helping you to select the optimal option for your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Towanda, Bradford County, PA

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Towanda, PA

Lendersa® aims to help you secure the most favorable USDA or FHA loan quickly and without trouble. Choose one of the three pathways to connect with compatible lenders and appropriate USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in PA

A USDA home loan is backed by the U.S. Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is intended specifically for rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans do not require any down payment, making them a suitable financial choice for eligible rural homebuyers.

Enter your location to find out if it qualifies for USDA rural housing loan?



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