As of 2026, the USDA loan limit for Bangor, within Northampton county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa®'s goal is to swiftly provide you with the best USDA or FHA loan, streamlined and hassle-free. Choose from one of three starting paths that align you with lenders and uncover USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans are notable for requiring no down payment at all, making them particularly accessible for qualified homebuyers.
Enter your location to find out if it qualifies for USDA rural housing loan?
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