As of 2026, the USDA loan limit for Bangor, within Northampton county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial situation best.
Loan Limits and Down Payment Requirements for 2026 in Bangor, Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bangor, PA
Lendersa®'s goal is to swiftly provide you with the best USDA or FHA loan, streamlined and hassle-free. Choose from one of three starting paths that align you with lenders and uncover USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans are notable for requiring no down payment at all, making them particularly accessible for qualified homebuyers.
13 Park Avenue West, Suite 307, Mansfield, OH, 44902
McGregor Mortgage, LLC is committed to providing customer-minded mortgaging and was founded on the principles of bringing more mortgage options and products; always being available; establishing transparency with customers, realtors, and other business partners; delivering in an efficient manner
28 Park Avenue West, Suite 601, Mansfield, OH, 44902
THA Mortgage provides a variety of loan options and knowledge to help each customer understand and select the best loan program for their needs. We are here to help clients in all phases of life meet their financial and real estate goals.
Integrity, innovation, partnership and collaboration are the core values that drive THA Mortgage
Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
300 Virginia Street East, Room 4203, Charleston, WV, 25301
Charleston Federal Credit Union was chartered on April 3, 1959 for the Federal employees who work in or supervised from Kanawha Valley.
Charleston Federal Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership.
Element FCU is a local financial co-op based in Charleston, West Virginia. We provide some of the best financial services and member care in the country. If you're looking for a low stress, highly connected relationship with your financial institution, we should talk. Everyone has an element.
Pioneer West Virginia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of people helping people.
The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
Established in 1904, Farmers Bank knows what it takes to sustain a healthy, thriving community. We are passionate about helping individuals, groups, team, organizations, causes and more. As we grow, so does our effort to infuse the neighborhoods that make our communities – and our people – very unique and unquestionably great.
