USDA Vs. FHA Pro and Con comparison in Bangor, Northampton County, PA
As of 2025, the USDA loan limit for Bangor, within Northampton county, PA, is $336,500. Meanwhile, the FHA cap for a single-family home is $472,030.
Utilizing the Lendersa® USDA loan calculator, you can compare today's top USDA versus FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator places USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial situation best.
Loan Limits and Down Payment Requirements for 2025 in Bangor, Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Bangor, PA
Lendersa®'s goal is to swiftly provide you with the best USDA or FHA loan, streamlined and hassle-free. Choose from one of three starting paths that align you with lenders and uncover USDA loan programs tailored to your needs.
A USDA home loan, backed by the U.S. Department of Agriculture, frequently referred to as a USDA rural development loan or USDA mortgage, is available solely in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans are notable for requiring no down payment at all, making them particularly accessible for qualified homebuyers.
4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down.
Michael has assisted families with their first home purchase to their dream home
2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
Conrad Kantor CK Financial One of the most important factors in making a sound investment decision today is working with an expert who has the knowledge to help you find the loan product with competitive term and minimizes risk. Rather than being affiliated with one bank, we can present your loan to a broad group of capital resources.
3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
Our goal is to create a “Client for Life.” We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve.
After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.
2945 Townsgate Rd, Suite 300, Westlake Village, CA, 91361
Nicki & Karen, a leading real estate team with Compass Real Estate, serve clients in the Los Angeles & Ventura areas of Southern California. Nicki LaPorta, estate agent at Compass Real Estate in Calabasas, represents buyer and sellers alongside partner Karen Crystal. She has particular expertise in new construction and high-end luxury real estate.
2629 Townsgate Road, Suite 100, Westlake Village, CA, 91361
We specialize in Fast Funding transactions. Contact us for more information. Westlake Mortgage Group in Westlake Village, California As a Full Service Mortgage Broker we offer all types of Loan Financing option. Some of which include, conventional, FHA & VA. Contact one of our Professionals for more information
30721 Russell Ranch Rd, Westlake Village, CA, 91361
Strategic Home Loans Our ultimate goal is to have each and every client of Strategic Home Loans become our loudest and only advertisement. This means that you strongly advise all of your friends and relatives to trust us in handling their financial needs with confidence, knowing that you are doing them a favor by referring them to us.
2239 Townsgate Road, Suite 205, Westlake Village, CA, 91361
Elite Financial has been providing mortgage lending services to individual homebuyers, real estate professionals and home builders throughout California. We maintain a high reputation for integrity and strive to go above and beyond for each client. Elite Financial offers a wide variety of loan options with the most competitive rates.
