USDA Vs. FHA Pro and Con comparison in Lower-Mount-Bethel, Northampton County, PA

In the year 2025, the USDA loan limit in Lower-Mount-Bethel, within the bounds of Northampton county, PA, is set at $298,080. Conversely, the FHA limit for a single-family home is $372,600.

Use the Lendersa® USDA loan calculator to assess today's premier USDA versus FHA rates, and ascertain the income, credit, reserves, and necessary documents for qualification. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA options side by side, aiding your decision on the best program in for your unique financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Lower-Mount-Bethel, Northampton, PA

Type of Loan Maximum Limit Minimum Down
USDA $298,080 0%
FHA $372,600 3.5%
Conventional Conforming $548,250 3%

Options for USDA and FHA Loans in Lower-Mount-Bethel, PA

The aim of Lendersa® is to swiftly and effortlessly connect you with the best USDA or FHA loan available. Choose one of three initial steps to meet with lenders and explore USDA loan programs.

Outcomes of Lendersa USDA loan request and matching

Explaining USDA Loans in PA

A USDA home loan, endorsed by the government Department of Agriculture, also known as a USDA rural development loan, is exclusively available in rural communities. Unlike FHA loans that stipulate a minimum 3.5% down payment, the USDA mortgage requires none at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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