In 2026, the USDA loan limit in Upper-Mount-Bethel, located in the county of Northampton, PA, is set at $298,080, while the FHA limit for a single-family home is $372,600.
Utilize the Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, determining the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side to determine the best program for your financial situation in
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| Loan Type | Loan Limit | Down Payment | |
| USDA | $298,080 | 0% | |
| FHA | $372,600 | 3.5% | |
| Conventional Conforming | $548,250 | 3% |
Lendersa® aims to deliver the best USDA or FHA loan options swiftly and without any hassle. Choose from one of three starting points to connect with lenders and USDA loan programs.
A USDA home loan, guaranteed by the U.S. Department of Agriculture and also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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