USDA Vs. FHA Pro and Con comparison in Pen-Argyl, Northampton County, PA
In 2025, the USDA loan limit for Pen-Argyl in Northampton, PA, is $298,080, while for a single-family home, the FHA limit is $372,600.
Use the Lendersa® USDA loan calculator to compare today's leading USDA and FHA rates. It helps determine the income, credit, reserves, and necessary documents required to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side to decide which program in best fits your financial situation.
2025 Loan Limits and Down Payment Requirements in Pen-Argyl, Northampton, PA
Loan Type
Loan Limit
Down Payment
USDA
$298,080
0%
FHA
$372,600
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Pen-Argyl, PA
Lendersa® strives to swiftly provide you with the best USDA or FHA loan without hassle. Choose one of three starting options that connect you with suitable lenders and USDA loan programs.
A USDA home loan, supported by the government Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available solely in rural areas. Unlike FHA loans that require a 3.5% minimum down payment, USDA loans require no down payment, making them unique.
7601 West Montrose Avenue, Suite 1, Norridge, IL, 60706
JP Financial Group provide high quality service and a great experience. Customers can expect to be served with honesty, integrity and most importantly, competence. JP Financial Group, Inc. is a seasoned and professional mortgage broker company, which specializes in residential housing as well as commercial properties.
Western Indiana Credit Union was established in 1932 by local farmers in hopes to help the community. Since then, we have continued to grow and have expanded our services. WICU is a not-for-profit, member-owned financial institution. WICU is governed by a board of directors which are comprised of members of our community.
As a privately owned Bank, our business with you is personal. We focus on building long term relationships with Clients who are making decisions that work for the current fiscal year and the next generation. Our mission is to provide our Clients with exceptional service coupled with competitive products without bureaucracy.
8765 W Higgins Road, Suite 675, Chicago, IL, 60631
The ELCA Federal Credit Union was created by the ELCA to provide additional financial services to ELCA members, employees of synods, congregations or any other ELCA-related ministry. Ecumenical partners of the ELCA are welcome to request the ELCA Federal Credit Union's services for their denomination.
Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
15255 South 94th Avenue, Suite 519, Orland Park, IL, 60462
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Avalon Mortgage Services, Inc. offer personalized service & some of the most competitive rates in the mortgage industry. Our clients continue to recommend us because of our experience & knowledge of every aspect of the mortgage business & real estate market. Our expertise makes the purchase or sale of our client's homes & investment properties.
